ETF comparison
SCHP vs VTIP
Both TIPS.
Schwab U.S. TIPS ETF · Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares
Holdings overlap
20 positions appear in both funds. Buying equal dollars of SCHP and VTIP would leave roughly 51.3% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHP vs VTIP.
Top shared holdings
20 shared in total| # | Holding | In SCHP | In VTIP | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 3.46% | 5.49% | 3.46% |
| 2 | United States Treasury | 3.44% | 5.46% | 3.44% |
| 3 | United States Treasury | 3.33% | 5.29% | 3.33% |
| 4 | United States Treasury | 3.22% | 5.11% | 3.22% |
| 5 | United States Treasury | 3.21% | 5.09% | 3.21% |
| 6 | United States Treasury | 3.10% | 4.91% | 3.10% |
| 7 | United States Treasury | 3.02% | 4.80% | 3.02% |
| 8 | United States Treasury | 3.02% | 4.79% | 3.02% |
| 9 | United States Treasury | 2.93% | 4.66% | 2.93% |
| 10 | United States Treasury | 2.86% | 4.54% | 2.86% |
| 11 | United States Treasury | 2.73% | 4.33% | 2.73% |
| 12 | United States Treasury | 2.68% | 4.26% | 2.68% |
Only in SCHP
29 total- United States Treasury 4.12%
- United States Treasury 4.07%
- United States Treasury 3.83%
- United States Treasury 3.65%
- United States Treasury 3.41%
- United States Treasury 3.39%
- United States Treasury 3.38%
- United States Treasury 3.18%
- United States Treasury 2.96%
- United States Treasury 1.44%
Only in VTIP
5 total- United States Treasury Inflation Indexed Bonds 4.75%
- United States Treasury Inflation Indexed Bonds 4.23%
- United States Treasury Inflation Indexed Bonds 3.81%
- United States Treasury Inflation Indexed Bonds 3.37%
- United States Treasury Inflation Indexed Bonds 1.95%
Open SCHP or VTIP at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.