ETF comparison
SCHPvsVTIP
Both TIPS.
Schwab U.S. TIPS ETF · Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares
Holdings overlap
20 positions appear in both funds. Buying equal dollars of SCHP and VTIP would leave roughly49.2%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with SCHP vs VTIP.
Top shared holdings
20 shared in total| # | Holding | In SCHP | In VTIP | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 3.40% | 5.39% | 3.40% |
| 2 | United States Treasury | 3.38% | 5.30% | 3.38% |
| 3 | United States Treasury | 3.27% | 5.33% | 3.27% |
| 4 | United States Treasury | 3.16% | 5.14% | 3.16% |
| 5 | United States Treasury | 3.14% | 4.97% | 3.14% |
| 6 | United States Treasury | 3.05% | 4.83% | 3.05% |
| 7 | United States Treasury | 2.97% | 4.70% | 2.97% |
| 8 | United States Treasury | 2.89% | 4.59% | 2.89% |
| 9 | United States Treasury | 2.80% | 4.42% | 2.80% |
| 10 | United States Treasury | 2.69% | 4.26% | 2.69% |
| 11 | United States Treasury | 2.65% | 4.20% | 2.65% |
| 12 | United States Treasury | 2.59% | 4.11% | 2.59% |
Only in SCHP
29 total- United States Treasury4.07%
- United States Treasury4.01%
- United States Treasury4.00%
- United States Treasury3.77%
- United States Treasury3.60%
- United States Treasury3.36%
- United States Treasury3.34%
- United States Treasury3.33%
- United States Treasury3.13%
- United States Treasury2.90%
Only in VTIP
5 total- United States Treasury Inflation Indexed Bonds4.83%
- United States Treasury Inflation Indexed Bonds4.74%
- United States Treasury Inflation Indexed Bonds4.29%
- United States Treasury Inflation Indexed Bonds3.86%
- United States Treasury Inflation Indexed Bonds1.96%
Open SCHP or VTIP at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.