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ETF comparison

SCHZ vs VCLT

US Aggregate Bond vs US Corporate Bond.

Schwab U.S. Aggregate Bond ETF · Vanguard Long-Term Corporate Bond Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
6.9 %

2,716 positions appear in both funds. Buying equal dollars of SCHZ and VCLT would leave roughly 6.9% of each dollar exposed to the same underlying securities.

SCHZ unmatched 91.8% Shared 6.9% VCLT unmatched 91.5%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHZ only
9,610 positions
Shared
2,716 positions
In VCLT only
59 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.45B
TTM yield
4.30%
Top-10 conc.
3.7%
VCLT

Vanguard Long-Term Corporate Bond Index Fund ETF Shares

Vanguard · US Corporate Bond

88 composite / 100
Expense ratio
0.030%
Net assets
$8.87B
whole fund, 3 share classes
TTM yield
5.87%
Top-10 conc.
2.7%

Sub-score comparison

97
Cost
97
52
Tax efficiency
49
100
Liquidity
98
100
Concentration
100
—
Tracking quality
—
SCHZ sub-score VCLT

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VCLT.

Top shared holdings

2,716 shared in total
# Holding In SCHZ In VCLT Overlap
1 United States Treasury 0.20% 0.11% 0.11%
2 United States Treasury 0.39% 0.08% 0.08%
3 United States Treasury 0.07% 0.13% 0.07%
4 ANHEUSER-BUSCH CO/INBEV 0.02% 0.37% 0.02%
5 United States Treasury 0.14% 0.02% 0.02%
6 CVS HEALTH CORP 0.02% 0.33% 0.02%
7 GOLDMAN SACHS GROUP INC 0.02% 0.21% 0.02%
8 META PLATFORMS INC 0.02% 0.16% 0.02%
9 META PLATFORMS INC 0.02% 0.28% 0.02%
10 BOEING CO 0.02% 0.27% 0.02%
11 PFIZER INVESTMENT ENTER 0.02% 0.27% 0.02%
12 AMAZON.COM INC 0.02% 0.26% 0.02%

Only in SCHZ

9,610 total
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.35%

Only in VCLT

59 total
  • Broadcom Inc 0.08%
  • Coterra Energy Inc 0.07%
  • Broadcom Inc 0.07%
  • Fiserv Inc 0.06%
  • Northern States Power Co/MN 0.06%
  • NatWest Group PLC 0.06%
  • Bell Telephone Co of Canada or Bell Canada 0.06%
  • AbbVie Inc 0.05%
  • Oklahoma Gas and Electric Co 0.05%
  • Northern States Power Co/MN 0.05%

Percentages are holdings overlap with the named fund.

Open SCHZ or VCLT at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.