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ETF comparison

SCHZ vs VTC

US Aggregate Bond vs US Corporate Bond.

Schwab U.S. Aggregate Bond ETF · Vanguard Total Corporate Bond ETF ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
16.6 %

5,141 positions appear in both funds. Buying equal dollars of SCHZ and VTC would leave roughly 16.6% of each dollar exposed to the same underlying securities.

SCHZ unmatched 82.1% Shared 16.6% VTC unmatched 82.2%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHZ only
7,185 positions
Shared
5,141 positions
In VTC only
198 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.45B
TTM yield
4.30%
Top-10 conc.
3.7%
VTC

Vanguard Total Corporate Bond ETF ETF Shares

Vanguard · US Corporate Bond

80 composite / 100
Expense ratio
0.030%
Net assets
$1.61B
TTM yield
5.15%
Top-10 conc.
1.5%

Sub-score comparison

97
Cost
97
52
Tax efficiency
50
100
Liquidity
66
100
Concentration
100
—
Tracking quality
—
SCHZ sub-score VTC

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VTC.

Top shared holdings

5,141 shared in total
# Holding In SCHZ In VTC Overlap
1 United States Treasury 0.28% 0.32% 0.28%
2 United States Treasury 0.07% 0.05% 0.05%
3 United States Treasury 0.14% 0.03% 0.03%
4 ANHEUSER-BUSCH CO/INBEV 0.02% 0.10% 0.02%
5 United States Treasury 0.20% 0.02% 0.02%
6 T-MOBILE USA INC 0.02% 0.09% 0.02%
7 META PLATFORMS INC 0.02% 0.10% 0.02%
8 CVS HEALTH CORP 0.02% 0.08% 0.02%
9 META PLATFORMS INC 0.02% 0.04% 0.02%
10 AMAZON.COM INC 0.02% 0.12% 0.02%
11 GOLDMAN SACHS GROUP INC 0.02% 0.07% 0.02%
12 META PLATFORMS INC 0.02% 0.06% 0.02%

Only in SCHZ

7,185 total
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%

Only in VTC

198 total
  • Broadcom Inc 0.08%
  • Colgate-Palmolive Co 0.06%
  • Broadcom Inc 0.06%
  • Comcast Corp 0.05%
  • Canadian Pacific Railway Co 0.05%
  • Huntington National Bank/The 0.04%
  • Waste Connections Inc 0.04%
  • Mondelez International Inc 0.04%
  • CSX Corp 0.04%
  • International Business Machines Corp 0.04%

Percentages are holdings overlap with the named fund.

Open SCHZ or VTC at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.