ETF comparison
SCHZ vs VTC
US Aggregate Bond vs US Corporate Bond.
Schwab U.S. Aggregate Bond ETF · Vanguard Total Corporate Bond ETF ETF Shares
Holdings overlap
5,141 positions appear in both funds. Buying equal dollars of SCHZ and VTC would leave roughly 16.6% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VTC.
Top shared holdings
5,141 shared in total| # | Holding | In SCHZ | In VTC | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 0.28% | 0.32% | 0.28% |
| 2 | United States Treasury | 0.07% | 0.05% | 0.05% |
| 3 | United States Treasury | 0.14% | 0.03% | 0.03% |
| 4 | ANHEUSER-BUSCH CO/INBEV | 0.02% | 0.10% | 0.02% |
| 5 | United States Treasury | 0.20% | 0.02% | 0.02% |
| 6 | T-MOBILE USA INC | 0.02% | 0.09% | 0.02% |
| 7 | META PLATFORMS INC | 0.02% | 0.10% | 0.02% |
| 8 | CVS HEALTH CORP | 0.02% | 0.08% | 0.02% |
| 9 | META PLATFORMS INC | 0.02% | 0.04% | 0.02% |
| 10 | AMAZON.COM INC | 0.02% | 0.12% | 0.02% |
| 11 | GOLDMAN SACHS GROUP INC | 0.02% | 0.07% | 0.02% |
| 12 | META PLATFORMS INC | 0.02% | 0.06% | 0.02% |
Only in SCHZ
7,185 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Only in VTC
198 total- Broadcom Inc 0.08%
- Colgate-Palmolive Co 0.06%
- Broadcom Inc 0.06%
- Comcast Corp 0.05%
- Canadian Pacific Railway Co 0.05%
- Huntington National Bank/The 0.04%
- Waste Connections Inc 0.04%
- Mondelez International Inc 0.04%
- CSX Corp 0.04%
- International Business Machines Corp 0.04%
Related comparisons
More comparisons with SCHZ
- SCHZ vs SCHO · Schwab Short-Term U.S. Treasury ETF 16.3%
- SCHZ vs SPTS · State Street SPDR Portfolio Short Term Treasury ETF 16.0%
- SCHZ vs DFCF · Dimensional Core Fixed Income ETF 15.3%
- SCHZ vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 15.1%
- SCHZ vs SHY · iShares 1-3 Year Treasury Bond ETF 14.9%
- SCHZ vs IEI · iShares 3-7 Year Treasury Bond ETF 14.6%
More comparisons with VTC
- VTC vs SPSB · State Street SPDR Portfolio Short Term Corporate Bond ETF 16.6%
- VTC vs AGG · iShares Core U.S. Aggregate Bond ETF 16.5%
- VTC vs CORP · PIMCO Investment Grade Corporate Bond Index Exchange-Traded Fund 12.9%
- VTC vs GOVT · iShares U.S. Treasury Bond ETF 0.3%
- VTC vs SHY · iShares 1-3 Year Treasury Bond ETF 0.0%
- VTC vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open SCHZ or VTC at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.