ETF comparison

SCHZvsVWOB

US Aggregate Bond vs International Bond.

Schwab U.S. Aggregate Bond ETF · Vanguard Emerging Markets Government Bond Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
1.1%

177 positions appear in both funds. Buying equal dollars of SCHZ and VWOB would leave roughly1.1%of each dollar exposed to the same underlying securities.

SCHZ only 97.7%Shared 1.1%VWOB only 96.8%
In SCHZ only
12,150 positions
Shared
177 positions
In VWOB only
737 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89composite / 100
Expense ratio
0.030%
Net assets
$10.67B
TTM yield
4.27%
Top-10 conc.
4.9%
VWOB

Vanguard Emerging Markets Government Bond Index Fund ETF Shares

Vanguard · International Bond

82composite / 100
Expense ratio
0.15%
Net assets
$6.86B
TTM yield
5.97%
Top-10 conc.
6.0%

Sub-score comparison

97
Cost
85
52
Tax efficiency
49
100
Liquidity
93
100
Concentration
100
Tracking quality
SCHZsub-scoreVWOB

Tracking quality isn't part of the composite — seewhat we don't scorefor why.

Cost difference

SCHZ is 12 bps cheaper than VWOB. On a $100,000 position that's about $120/yr more in fees for VWOB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with SCHZ vs VWOB.

Top shared holdings

177 shared in total
#HoldingIn SCHZIn VWOBOverlap
1United States Treasury0.22%0.22%0.22%
2Mexico Government International Bonds0.01%0.29%0.01%
3Mexico Government International Bonds0.01%0.32%0.01%
4Mexico Government International Bonds0.01%0.20%0.01%
5Peru Government International Bonds0.01%0.20%0.01%
6UNITED MEXICAN STATES0.01%0.29%0.01%
7Uruguay Government International Bonds0.01%0.27%0.01%
8UNITED MEXICAN STATES0.01%0.29%0.01%
9UNITED MEXICAN STATES0.01%0.16%0.01%
10Philippines Government International Bonds0.01%0.15%0.01%
11Republic of Poland Government International Bonds0.01%0.22%0.01%
12Mexico Government International Bonds0.01%0.21%0.01%

Only in SCHZ

12,150 total
  • United States Treasury0.39%
  • United States Treasury0.39%
  • United States Treasury0.39%
  • United States Treasury0.37%
  • United States Treasury0.37%
  • United States Treasury0.37%
  • United States Treasury0.36%
  • United States Treasury0.36%
  • United States Treasury0.36%
  • United States Treasury0.36%

Only in VWOB

737 total
  • Argentine Republic Government International Bond1.14%
  • Argentine Republic Government International Bond0.75%
  • Argentine Republic Government International Bond0.66%
  • Petroleos Mexicanos0.56%
  • Argentine Republic Government International Bond0.54%
  • Petroleos Mexicanos0.52%
  • Eagle Funding Luxco Sarl0.49%
  • Eagle Funding Luxco Sarl0.42%
  • Ecuador Government International Bond0.41%
  • Qatar Government International Bond0.41%

Open SCHZ or VWOB at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.