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ETF comparison

SCHZ vs VWOB

US Aggregate Bond vs International Bond.

Schwab U.S. Aggregate Bond ETF · Vanguard Emerging Markets Government Bond Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
1.0 %

181 positions appear in both funds. Buying equal dollars of SCHZ and VWOB would leave roughly 1.0% of each dollar exposed to the same underlying securities.

SCHZ unmatched 97.7% Shared 1.0% VWOB unmatched 96.6%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHZ only
12,145 positions
Shared
181 positions
In VWOB only
749 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.45B
TTM yield
4.30%
Top-10 conc.
3.7%
VWOB

Vanguard Emerging Markets Government Bond Index Fund ETF Shares

Vanguard · International Bond

82 composite / 100
Expense ratio
0.15%
Net assets
$6.58B
whole fund, 3 share classes
TTM yield
6.10%
Top-10 conc.
5.9%

Sub-score comparison

97
Cost
85
52
Tax efficiency
48
100
Liquidity
92
100
Concentration
100
—
Tracking quality
—
SCHZ sub-score VWOB

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 12 bps cheaper than VWOB. On a $100,000 position that's about $120/yr more in fees for VWOB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VWOB.

Top shared holdings

181 shared in total
# Holding In SCHZ In VWOB Overlap
1 United States Treasury 0.20% 0.03% 0.03%
2 United States Treasury 0.25% 0.02% 0.02%
3 UNITED MEXICAN STATES 0.01% 0.35% 0.01%
4 Mexico Government International Bonds 0.01% 0.27% 0.01%
5 Mexico Government International Bonds 0.01% 0.31% 0.01%
6 Mexico Government International Bonds 0.01% 0.20% 0.01%
7 Peru Government International Bonds 0.01% 0.20% 0.01%
8 UNITED MEXICAN STATES 0.01% 0.28% 0.01%
9 Uruguay Government International Bonds 0.01% 0.25% 0.01%
10 UNITED MEXICAN STATES 0.01% 0.30% 0.01%
11 UNITED MEXICAN STATES 0.01% 0.27% 0.01%
12 Philippines Government International Bonds 0.01% 0.15% 0.01%

Only in SCHZ

12,145 total
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.35%

Only in VWOB

749 total
  • Argentine Republic Government International Bond 1.20%
  • Argentine Republic Government International Bond 0.71%
  • Argentine Republic Government International Bond 0.67%
  • Argentine Republic Government International Bond 0.58%
  • Petroleos Mexicanos 0.55%
  • Petroleos Mexicanos 0.51%
  • Eagle Funding Luxco Sarl 0.47%
  • Eagle Funding Luxco Sarl 0.41%
  • Qatar Government International Bond 0.38%
  • Qatar Government International Bond 0.38%

Percentages are holdings overlap with the named fund.

Open SCHZ or VWOB at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.