ETF comparison
SGOV vs VBIL
Both US Treasury (Short).
iShares 0-3 Month Treasury Bond ETF · Vanguard 0-3 Month Treasury Bill ETF
Holdings overlap
13 positions appear in both funds. Buying equal dollars of SGOV and VBIL would leave roughly 50.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VBIL is 3 bps cheaper than SGOV. On a $100,000 position that's about $30/yr more in fees for SGOV.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SGOV vs VBIL.
Top shared holdings
13 shared in total| # | Holding | In SGOV | In VBIL | Overlap |
|---|---|---|---|---|
| 1 | United States of America | 6.76% | 5.18% | 5.18% |
| 2 | United States of America | 5.99% | 5.15% | 5.15% |
| 3 | United States of America | 5.08% | 5.12% | 5.08% |
| 4 | United States of America | 7.09% | 5.02% | 5.02% |
| 5 | United States of America | 4.91% | 5.61% | 4.91% |
| 6 | United States of America | 8.33% | 4.72% | 4.72% |
| 7 | United States of America | 4.58% | 6.10% | 4.58% |
| 8 | United States of America | 4.10% | 5.41% | 4.10% |
| 9 | United States of America | 3.67% | 3.63% | 3.63% |
| 10 | United States of America | 4.37% | 3.54% | 3.54% |
| 11 | United States of America | 2.24% | 3.66% | 2.24% |
| 12 | United States of America | 1.17% | 5.17% | 1.17% |
Only in SGOV
9 total- United States of America 10.14%
- United States of America 8.64%
- United States of America 8.54%
- United States of America 6.87%
- United States of America 4.57%
- United States of America 4.46%
- United States of America 3.73%
- United States of America 1.75%
- United States of America 0.06%
Only in VBIL
13 total- United States Treasury Bill 4.71%
- United States Treasury Bill 3.66%
- United States Treasury Bill 3.64%
- United States Treasury Bill 3.63%
- United States Treasury Bill 3.16%
- United States Treasury Bill 3.09%
- United States Treasury Bill 3.00%
- United States Treasury Bill 2.98%
- United States Treasury Bill 1.46%
- United States Treasury Bill 1.44%
Related comparisons
More comparisons with SGOV
- SGOV vs SHV · iShares 0–1 Year Treasury Bond ETF 31.2%
- SGOV vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 23.9%
- SGOV vs BIL · State Street SPDR Bloomberg 1-3 Month T-Bill ETF 17.4%
- SGOV vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 3.7%
- SGOV vs AGG · iShares Core U.S. Aggregate Bond ETF 0.0%
- SGOV vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
More comparisons with VBIL
- VBIL vs SHV · iShares 0–1 Year Treasury Bond ETF 45.1%
- VBIL vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 35.9%
- VBIL vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 3.6%
- VBIL vs AGG · iShares Core U.S. Aggregate Bond ETF 0.0%
- VBIL vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
- VBIL vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open SGOV or VBIL at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.