ETF comparison
BILvsSGOV
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · iShares 0-3 Month Treasury Bond ETF
Holdings overlap
9 positions appear in both funds. Buying equal dollars of BIL and SGOV would leave roughly17.4%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
SGOV is 5 bps cheaper than BIL. On a $100,000 position that's about $45/yr more in fees for BIL.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with BIL vs SGOV.
Top shared holdings
9 shared in total| # | Holding | In BIL | In SGOV | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 12.04% | 4.58% | 4.58% |
| 2 | United States Treasury | 6.49% | 4.37% | 4.37% |
| 3 | United States Treasury | 7.22% | 3.67% | 3.67% |
| 4 | United States Treasury | 6.85% | 2.24% | 2.24% |
| 5 | United States Treasury | 0.69% | 5.08% | 0.69% |
| 6 | United States Treasury | 0.68% | 8.33% | 0.68% |
| 7 | United States Treasury | 0.45% | 0.81% | 0.45% |
| 8 | United States Treasury | 0.43% | 4.91% | 0.43% |
| 9 | United States Treasury | 0.28% | 6.76% | 0.28% |
Only in BIL
14 total- United States Treasury9.04%
- United States Treasury7.03%
- United States Treasury6.98%
- United States Treasury6.97%
- United States Treasury6.00%
- United States Treasury5.82%
- United States Treasury5.57%
- United States Treasury4.67%
- United States Treasury2.80%
- United States Treasury2.69%
Only in SGOV
14 total- United States of America10.14%
- United States of America8.64%
- United States of America8.54%
- United States of America7.09%
- United States of America6.87%
- United States of America5.99%
- United States of America4.57%
- United States of America4.46%
- United States of America4.10%
- United States of America3.73%
Open BIL or SGOV at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.