ETF comparison
SPY vs VTI
US Large Cap vs US Total Market.
State Street SPDR S&P 500 ETF Trust · Vanguard Morningstar Total Stock Market ETF
Holdings overlap
499 positions appear in both funds. Buying equal dollars of SPY and VTI would leave roughly 85.4% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VTI is 6 bps cheaper than SPY. On a $100,000 position that's about $64/yr more in fees for SPY.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SPY vs VTI.
Top shared holdings
499 shared in total| # | Holding | In SPY | In VTI | Overlap |
|---|---|---|---|---|
| 1 | NVIDIA CORP | 8.50% | 6.36% | 6.36% |
| 2 | APPLE INC | 7.32% | 5.87% | 5.87% |
| 3 | MICROSOFT CORP | 5.77% | 3.83% | 3.83% |
| 4 | AMAZON.COM INC | 3.71% | 3.19% | 3.19% |
| 5 | ALPHABET INC CL A | 3.03% | 2.90% | 2.90% |
| 6 | BROADCOM INC | 2.54% | 2.47% | 2.47% |
| 7 | ALPHABET INC CL C | 2.43% | 2.28% | 2.28% |
| 8 | MICRON TECHNOLOGY INC | 1.82% | 1.80% | 1.80% |
| 9 | META PLATFORMS INC CLASS A | 2.41% | 1.71% | 1.71% |
| 10 | TESLA INC | 1.57% | 1.64% | 1.57% |
| 11 | ELI LILLY + CO | 1.37% | 1.40% | 1.37% |
| 12 | ADVANCED MICRO DEVICES | 1.55% | 1.31% | 1.31% |
Only in SPY
6 total- EXXONMOBIL HOLDINGS CORP 1.01%
- NXP SEMICONDUCTORS NV 0.09%
- ONEOK INC 0.08%
- VYLOR INC 0.07%
- AMCOR PLC 0.03%
- TPG INC 0.00%
Only in VTI
3,005 total- Exxon Mobil Corp 0.78%
- Space Exploration Technologies Corp 0.14%
- Snowflake Inc 0.12%
- Cloudflare Inc 0.11%
- Astera Labs Inc 0.10%
- Rocket Lab Corp 0.08%
- ONEOK Inc 0.08%
- Electronic Arts Inc 0.07%
- Cheniere Energy Inc 0.07%
- Credo Technology Group Holding Ltd 0.06%
Related comparisons
More comparisons with SPY
- SPY vs SCHB · Schwab U.S. Broad Market ETF 84.0%
- SPY vs IWV · iShares Russell 3000 ETF 83.2%
- SPY vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 83.2%
- SPY vs DFAU · Dimensional US Core Equity Market ETF 82.7%
- SPY vs MGC · Vanguard Morningstar Mega Cap ETF 81.8%
- SPY vs ESGV · Vanguard ESG U.S. Stock ETF 81.0%
More comparisons with VTI
- VTI vs BBUS · JPMorgan BetaBuilders U.S. Equity ETF 84.9%
- VTI vs ESGV · Vanguard ESG U.S. Stock ETF 78.8%
- VTI vs AVUS · Avantis US Equity ETF 74.4%
- VTI vs MGC · Vanguard Morningstar Mega Cap ETF 72.5%
- VTI vs DFAC · U.S. Core Equity 2 Portfolio-ETF Class Shares 71.8%
- VTI vs ESGU · iShares ESG Aware MSCI USA ETF 71.5%
Percentages are holdings overlap with the named fund.
Open SPY or VTI at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.