ETF comparison
BNDvsSCHZ
Both US Aggregate Bond.
Vanguard Total Bond Market Index Fund ETF Shares · Schwab U.S. Aggregate Bond ETF
Holdings overlap
9,300 positions appear in both funds. Buying equal dollars of BND and SCHZ would leave roughly70.6%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with BND vs SCHZ.
Top shared holdings
9,300 shared in total| # | Holding | In BND | In SCHZ | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury Note/Bond | 0.41% | 0.39% | 0.39% |
| 2 | United States Treasury Note/Bond | 0.41% | 0.39% | 0.39% |
| 3 | United States Treasury Note/Bond | 0.39% | 0.39% | 0.39% |
| 4 | United States Treasury Note/Bond | 0.41% | 0.37% | 0.37% |
| 5 | United States Treasury Note/Bond | 0.41% | 0.37% | 0.37% |
| 6 | United States Treasury Note/Bond | 0.41% | 0.36% | 0.36% |
| 7 | United States Treasury Note/Bond | 0.40% | 0.36% | 0.36% |
| 8 | United States Treasury Note/Bond | 0.39% | 0.36% | 0.36% |
| 9 | United States Treasury Note/Bond | 0.36% | 0.37% | 0.36% |
| 10 | United States Treasury Note/Bond | 0.47% | 0.35% | 0.35% |
| 11 | United States Treasury Note/Bond | 0.36% | 0.33% | 0.33% |
| 12 | United States Treasury Note/Bond | 0.32% | 0.32% | 0.32% |
Only in BND
8,096 total- United States Treasury Note/Bond0.14%
- Ginnie Mae II Pool0.11%
- Ginnie Mae II Pool0.07%
- Fannie Mae or Freddie Mac0.05%
- Fannie Mae or Freddie Mac0.05%
- Fannie Mae or Freddie Mac0.04%
- Ginnie Mae II Pool0.04%
- Fannie Mae Pool0.03%
- Fannie Mae Pool0.03%
- Fannie Mae Pool0.03%
Only in SCHZ
3,027 total- United States Treasury0.21%
- State Street Institutional US Government Money Market Fund0.15%
- Freddie Mac0.11%
- Fannie Mae0.09%
- Freddie Mac0.07%
- Fannie Mae0.06%
- Fannie Mae0.06%
- Government National Mortgage Association0.06%
- Fannie Mae0.06%
- Freddie Mac0.06%
Open BND or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.