ETF comparison
BND vs SCHZ
Both US Aggregate Bond.
Vanguard Total Bond Market Index Fund ETF Shares · Schwab U.S. Aggregate Bond ETF
Holdings overlap
9,300 positions appear in both funds. Buying equal dollars of BND and SCHZ would leave roughly 70.6% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BND vs SCHZ.
Top shared holdings
9,300 shared in total| # | Holding | In BND | In SCHZ | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury Note/Bond | 0.41% | 0.39% | 0.39% |
| 2 | United States Treasury Note/Bond | 0.41% | 0.39% | 0.39% |
| 3 | United States Treasury Note/Bond | 0.39% | 0.39% | 0.39% |
| 4 | United States Treasury Note/Bond | 0.41% | 0.37% | 0.37% |
| 5 | United States Treasury Note/Bond | 0.41% | 0.37% | 0.37% |
| 6 | United States Treasury Note/Bond | 0.41% | 0.36% | 0.36% |
| 7 | United States Treasury Note/Bond | 0.40% | 0.36% | 0.36% |
| 8 | United States Treasury Note/Bond | 0.39% | 0.36% | 0.36% |
| 9 | United States Treasury Note/Bond | 0.36% | 0.37% | 0.36% |
| 10 | United States Treasury Note/Bond | 0.47% | 0.35% | 0.35% |
| 11 | United States Treasury Note/Bond | 0.36% | 0.33% | 0.33% |
| 12 | United States Treasury Note/Bond | 0.32% | 0.32% | 0.32% |
Only in BND
8,096 total- United States Treasury Note/Bond 0.14%
- Ginnie Mae II Pool 0.11%
- Ginnie Mae II Pool 0.07%
- Fannie Mae or Freddie Mac 0.05%
- Fannie Mae or Freddie Mac 0.05%
- Fannie Mae or Freddie Mac 0.04%
- Ginnie Mae II Pool 0.04%
- Fannie Mae Pool 0.03%
- Fannie Mae Pool 0.03%
- Fannie Mae Pool 0.03%
Only in SCHZ
3,026 total- United States Treasury 0.21%
- Freddie Mac 0.11%
- Fannie Mae 0.09%
- Freddie Mac 0.07%
- Fannie Mae 0.06%
- Fannie Mae 0.06%
- Government National Mortgage Association 0.06%
- Fannie Mae 0.06%
- Freddie Mac 0.06%
- Freddie Mac 0.06%
Related comparisons
More comparisons with BND
- BND vs AGG · iShares Core U.S. Aggregate Bond ETF 65.1%
- BND vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 58.8%
- BND vs IUSB · iShares Core Universal USD Bond ETF 57.4%
- BND vs GVI · iShares Intermediate Government/Credit Bond ETF 53.4%
- BND vs EAGG · iShares ESG U.S. Aggregate Bond ETF 51.1%
- BND vs BSV · Vanguard Short-Term Bond Index Fund ETF Shares 36.9%
More comparisons with SCHZ
- SCHZ vs AGG · iShares Core U.S. Aggregate Bond ETF 67.3%
- SCHZ vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 60.8%
- SCHZ vs IUSB · iShares Core Universal USD Bond ETF 60.2%
- SCHZ vs GVI · iShares Intermediate Government/Credit Bond ETF 51.8%
- SCHZ vs EAGG · iShares ESG U.S. Aggregate Bond ETF 51.7%
- SCHZ vs BSV · Vanguard Short-Term Bond Index Fund ETF Shares 34.9%
Percentages are holdings overlap with the named fund.
Open BND or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.