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ETF comparison

GVI vs SCHZ

Both US Aggregate Bond.

iShares Intermediate Government/Credit Bond ETF · Schwab U.S. Aggregate Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
51.4 %

5,665 positions appear in both funds. Buying equal dollars of GVI and SCHZ would leave roughly 51.4% of each dollar exposed to the same underlying securities.

GVI only 48.2% Shared 51.4% SCHZ only 47.3%
In GVI only
487 positions
Shared
5,665 positions
In SCHZ only
6,417 positions

Side by side

GVI

iShares Intermediate Government/Credit Bond ETF

iShares · US Aggregate Bond

78 composite / 100
Expense ratio
0.20%
Net assets
$3.75B
TTM yield
3.63%
Top-10 conc.
7.6%
SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.60B
TTM yield
4.16%
Top-10 conc.
5.4%

Sub-score comparison

80
Cost
97
53
Tax efficiency
52
82
Liquidity
100
100
Concentration
100
—
Tracking quality
—
GVI sub-score SCHZ

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 17 bps cheaper than GVI. On a $100,000 position that's about $170/yr more in fees for GVI.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with GVI vs SCHZ.

Top shared holdings

5,665 shared in total
# Holding In GVI In SCHZ Overlap
1 United States Treasury 0.76% 0.44% 0.44%
2 United States Treasury 0.78% 0.39% 0.39%
3 United States Treasury 0.74% 0.38% 0.38%
4 United States Treasury 0.79% 0.38% 0.38%
5 United States Treasury 0.76% 0.38% 0.38%
6 United States Treasury 0.77% 0.38% 0.38%
7 United States Treasury 0.75% 0.38% 0.38%
8 United States Treasury 0.76% 0.37% 0.37%
9 United States Treasury 0.73% 0.36% 0.36%
10 United States Treasury 0.60% 0.36% 0.36%
11 United States Treasury 0.66% 0.34% 0.34%
12 United States Treasury 0.58% 0.32% 0.32%

Only in GVI

487 total
  • BlackRock Funds III 0.74%
  • United States Treasury 0.47%
  • United States Treasury 0.34%
  • United States Treasury 0.22%
  • United States Treasury 0.13%
  • United States Treasury 0.07%
  • FANNIE MAE 0.04%
  • KFW 0.03%
  • EUROPEAN INVESTMENT BANK 0.03%
  • EUROPEAN INVESTMENT BANK 0.02%

Only in SCHZ

6,417 total
  • UMBS, TBA 0.34%
  • United States Treasury 0.28%
  • UMBS, TBA 0.28%
  • United States Treasury 0.26%
  • United States Treasury 0.26%
  • United States Treasury 0.25%
  • United States Treasury 0.24%
  • United States Treasury 0.23%
  • UMBS, TBA 0.22%
  • United States Treasury 0.21%

Open GVI or SCHZ at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.