ETF comparison
KBE vs XLF
Both Financials.
State Street SPDR S&P Bank ETF · State Street Financial Select Sector SPDR ETF
Holdings overlap
16 positions appear in both funds. Buying equal dollars of KBE and XLF would leave roughly 11.4% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
XLF is 27 bps cheaper than KBE. On a $100,000 position that's about $270/yr more in fees for KBE.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with KBE vs XLF.
Top shared holdings
16 shared in total| # | Holding | In KBE | In XLF | Overlap |
|---|---|---|---|---|
| 1 | US Bancorp | 0.99% | 1.23% | 0.99% |
| 2 | JPMorgan Chase & Co | 0.99% | 11.55% | 0.99% |
| 3 | PNC Financial Services Group Inc/The | 0.99% | 1.30% | 0.99% |
| 4 | Citigroup Inc | 0.98% | 3.14% | 0.98% |
| 5 | Bank of America Corp | 0.97% | 4.90% | 0.97% |
| 6 | Bank of New York Mellon Corp/The | 0.97% | 1.31% | 0.97% |
| 7 | Wells Fargo & Co | 0.94% | 3.33% | 0.94% |
| 8 | Truist Financial Corp | 0.93% | 0.82% | 0.82% |
| 9 | Apollo Global Management Inc | 0.84% | 0.72% | 0.72% |
| 10 | Fifth Third Bancorp | 1.00% | 0.67% | 0.67% |
| 11 | Huntington Bancshares Inc/OH | 0.98% | 0.47% | 0.47% |
| 12 | M&T Bank Corp | 0.99% | 0.46% | 0.46% |
Only in KBE
87 total- Rocket Cos Inc 1.17%
- Nicolet Bankshares Inc 1.07%
- Bancorp Inc/The 1.06%
- NMI Holdings Inc 1.03%
- Axos Financial Inc 1.03%
- MGIC Investment Corp 1.02%
- Essent Group Ltd 1.02%
- Atlantic Union Bankshares Corp 1.02%
- WesBanco Inc 1.02%
- PennyMac Financial Services Inc 1.01%
Only in XLF
60 total- Berkshire Hathaway Inc 12.08%
- Visa Inc 7.50%
- Mastercard Inc 5.46%
- Goldman Sachs Group Inc/The 3.93%
- Morgan Stanley 3.30%
- American Express Co 2.37%
- Charles Schwab Corp/The 1.99%
- Blackrock Inc 1.83%
- Progressive Corp/The 1.68%
- Capital One Financial Corp 1.64%
Related comparisons
More comparisons with KBE
- KBE vs IXG · iShares Global Financials ETF 8.2%
- KBE vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- KBE vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- KBE vs KRE · State Street SPDR S&P Regional Banking ETF 66.6%
- KBE vs IAT · iShares U.S. Regional Banks ETF 29.3%
- KBE vs KBWB · Invesco KBW Bank ETF 19.5%
More comparisons with XLF
- XLF vs IAT · iShares U.S. Regional Banks ETF 6.0%
- XLF vs KRE · State Street SPDR S&P Regional Banking ETF 2.5%
- XLF vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- XLF vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- XLF vs FNCL · Fidelity MSCI Financials Index ETF 86.1%
- XLF vs IYG · iShares U.S. Financial Services ETF 84.0%
Percentages are holdings overlap with the named fund.
Open KBE or XLF at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.