ETF comparison
KRE vs XLF
Both Financials.
State Street SPDR S&P Regional Banking ETF · State Street Financial Select Sector SPDR ETF
Holdings overlap
5 positions appear in both funds. Buying equal dollars of KRE and XLF would leave roughly 2.5% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
XLF is 27 bps cheaper than KRE. On a $100,000 position that's about $270/yr more in fees for KRE.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with KRE vs XLF.
Top shared holdings
5 shared in total| # | Holding | In KRE | In XLF | Overlap |
|---|---|---|---|---|
| 1 | Truist Financial Corp | 1.27% | 0.82% | 0.82% |
| 2 | Huntington Bancshares Inc/OH | 1.33% | 0.47% | 0.47% |
| 3 | M&T Bank Corp | 1.34% | 0.46% | 0.46% |
| 4 | Citizens Financial Group Inc | 1.36% | 0.39% | 0.39% |
| 5 | Regions Financial Corp | 1.34% | 0.34% | 0.34% |
Only in KRE
156 total- Pinnacle Financial Partners Inc 1.37%
- UMB Financial Corp 1.37%
- Atlantic Union Bankshares Corp 1.37%
- Glacier Bancorp Inc 1.36%
- Associated Banc-Corp 1.36%
- Cullen/Frost Bankers Inc 1.35%
- Fulton Financial Corp 1.35%
- First Interstate BancSystem Inc 1.35%
- Webster Financial Corp 1.34%
- Old National Bancorp/IN 1.34%
Only in XLF
71 total- Berkshire Hathaway Inc 12.08%
- JPMorgan Chase & Co 11.55%
- Visa Inc 7.50%
- Mastercard Inc 5.46%
- Bank of America Corp 4.90%
- Goldman Sachs Group Inc/The 3.93%
- Wells Fargo & Co 3.33%
- Morgan Stanley 3.30%
- Citigroup Inc 3.14%
- American Express Co 2.37%
Related comparisons
More comparisons with KRE
- KRE vs IXG · iShares Global Financials ETF 1.3%
- KRE vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- KRE vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- KRE vs KBE · State Street SPDR S&P Bank ETF 66.6%
- KRE vs IAT · iShares U.S. Regional Banks ETF 30.9%
- KRE vs KBWB · Invesco KBW Bank ETF 12.7%
More comparisons with XLF
- XLF vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- XLF vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- XLF vs FNCL · Fidelity MSCI Financials Index ETF 86.1%
- XLF vs IYG · iShares U.S. Financial Services ETF 84.0%
- XLF vs VFH · Vanguard Financials Index Fund ETF Shares 82.0%
- XLF vs IXG · iShares Global Financials ETF 50.6%
Percentages are holdings overlap with the named fund.
Open KRE or XLF at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.