ETF comparison
IYGvsXLF
Both Financials.
iShares U.S. Financial Services ETF · State Street Financial Select Sector SPDR ETF
Holdings overlap
46 positions appear in both funds. Buying equal dollars of IYG and XLF would leave roughly83.9%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
XLF is 29 bps cheaper than IYG. On a $100,000 position that's about $290/yr more in fees for IYG.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with IYG vs XLF.
Top shared holdings
46 shared in total| # | Holding | In IYG | In XLF | Overlap |
|---|---|---|---|---|
| 1 | BERKSHIRE HATHAWAY INC. | 12.90% | 12.08% | 12.08% |
| 2 | JPMORGAN CHASE & CO. | 12.54% | 11.55% | 11.55% |
| 3 | VISA INC. | 8.23% | 7.50% | 7.50% |
| 4 | MASTERCARD INCORPORATED | 6.08% | 5.46% | 5.46% |
| 5 | BANK OF AMERICA CORPORATION | 5.27% | 4.90% | 4.90% |
| 6 | THE GOLDMAN SACHS GROUP, INC. | 4.11% | 3.93% | 3.93% |
| 7 | WELLS FARGO & COMPANY | 3.78% | 3.33% | 3.33% |
| 8 | MORGAN STANLEY | 3.40% | 3.30% | 3.30% |
| 9 | CITIGROUP INC. | 3.32% | 3.14% | 3.14% |
| 10 | AMERICAN EXPRESS COMPANY | 2.57% | 2.37% | 2.37% |
| 11 | THE CHARLES SCHWAB CORPORATION | 2.27% | 1.99% | 1.99% |
| 12 | BLACKROCK, INC. | 2.28% | 1.83% | 1.83% |
Only in IYG
54 total- LPL FINANCIAL HOLDINGS INC.0.40%
- SOFI TECHNOLOGIES, INC.0.30%
- FIRST CITIZENS BANCSHARES, INC.0.29%
- EAST WEST BANCORP, INC.0.26%
- PINNACLE FINANCIAL PARTNERS, INC.0.22%
- ROCKET COMPANIES, INC.0.21%
- TRADEWEB MARKETS INC.0.19%
- THE CARLYLE GROUP INC.0.19%
- ALLY FINANCIAL INC.0.19%
- EVERCORE INC.0.18%
Only in XLF
31 total- Progressive Corp/The1.68%
- Chubb Ltd1.62%
- Marsh & McLennan Cos Inc1.06%
- Aon PLC0.93%
- Travelers Cos Inc/The0.92%
- Allstate Corp/The0.81%
- Arthur J Gallagher & Co0.78%
- Aflac Inc0.71%
- MetLife Inc0.60%
- Block Inc0.54%
Open IYG or XLF at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.