ETF comparison
IYG vs XLF
Both Financials.
iShares U.S. Financial Services ETF · State Street Financial Select Sector SPDR ETF
Holdings overlap
46 positions appear in both funds. Buying equal dollars of IYG and XLF would leave roughly 84.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
XLF is 29 bps cheaper than IYG. On a $100,000 position that's about $290/yr more in fees for IYG.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with IYG vs XLF.
Top shared holdings
46 shared in total| # | Holding | In IYG | In XLF | Overlap |
|---|---|---|---|---|
| 1 | BERKSHIRE HATHAWAY INC. | 12.96% | 12.08% | 12.08% |
| 2 | JPMORGAN CHASE & CO. | 13.03% | 11.55% | 11.55% |
| 3 | VISA INC. | 8.40% | 7.50% | 7.50% |
| 4 | MASTERCARD INCORPORATED | 6.39% | 5.46% | 5.46% |
| 5 | BANK OF AMERICA CORPORATION | 5.59% | 4.90% | 4.90% |
| 6 | THE GOLDMAN SACHS GROUP, INC. | 4.15% | 3.93% | 3.93% |
| 7 | WELLS FARGO & COMPANY | 3.66% | 3.33% | 3.33% |
| 8 | MORGAN STANLEY | 3.49% | 3.30% | 3.30% |
| 9 | CITIGROUP INC. | 3.12% | 3.14% | 3.12% |
| 10 | AMERICAN EXPRESS COMPANY | 2.47% | 2.37% | 2.37% |
| 11 | THE CHARLES SCHWAB CORPORATION | 2.38% | 1.99% | 1.99% |
| 12 | BLACKROCK, INC. | 2.18% | 1.83% | 1.83% |
Only in IYG
53 total- LPL FINANCIAL HOLDINGS INC. 0.39%
- SOFI TECHNOLOGIES, INC. 0.29%
- FIRST CITIZENS BANCSHARES, INC. 0.28%
- EAST WEST BANCORP, INC. 0.25%
- Pinnacle Financial Partners, Inc. 0.22%
- STIFEL FINANCIAL CORP. 0.18%
- EQUITABLE HOLDINGS, INC. 0.18%
- ROCKET COMPANIES, INC. 0.18%
- WEBSTER FINANCIAL CORPORATION 0.17%
- EVERCORE INC. 0.17%
Only in XLF
30 total- Progressive Corp/The 1.68%
- Chubb Ltd 1.62%
- Marsh & McLennan Cos Inc 1.06%
- Aon PLC 0.93%
- Travelers Cos Inc/The 0.92%
- Allstate Corp/The 0.81%
- Arthur J Gallagher & Co 0.78%
- Aflac Inc 0.71%
- MetLife Inc 0.60%
- Block Inc 0.54%
Related comparisons
More comparisons with IYG
- IYG vs FNCL · Fidelity MSCI Financials Index ETF 77.4%
- IYG vs VFH · Vanguard Financials Index Fund ETF Shares 74.4%
- IYG vs IXG · iShares Global Financials ETF 42.6%
- IYG vs KBWB · Invesco KBW Bank ETF 39.2%
- IYG vs KBE · State Street SPDR S&P Bank ETF 15.5%
- IYG vs IAT · iShares U.S. Regional Banks ETF 9.3%
More comparisons with XLF
- XLF vs VFH · Vanguard Financials Index Fund ETF Shares 82.0%
- XLF vs IXG · iShares Global Financials ETF 50.6%
- XLF vs KBWB · Invesco KBW Bank ETF 36.0%
- XLF vs KBE · State Street SPDR S&P Bank ETF 11.4%
- XLF vs IAT · iShares U.S. Regional Banks ETF 6.0%
- XLF vs KRE · State Street SPDR S&P Regional Banking ETF 2.5%
Percentages are holdings overlap with the named fund.
Open IYG or XLF at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.