ETF comparison
FNCL vs IYG
Both Financials.
Fidelity MSCI Financials Index ETF · iShares U.S. Financial Services ETF
Holdings overlap
100 positions appear in both funds. Buying equal dollars of FNCL and IYG would leave roughly 77.6% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 30 bps cheaper than IYG. On a $100,000 position that's about $296/yr more in fees for IYG.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs IYG.
Top shared holdings
100 shared in total| # | Holding | In FNCL | In IYG | Overlap |
|---|---|---|---|---|
| 1 | JPMorgan Chase & Co | 10.10% | 12.54% | 10.10% |
| 2 | Berkshire Hathaway Inc | 7.72% | 12.90% | 7.72% |
| 3 | Visa Inc | 6.59% | 8.23% | 6.59% |
| 4 | Mastercard Inc | 5.04% | 6.08% | 5.04% |
| 5 | Bank of America Corp | 4.34% | 5.27% | 4.34% |
| 6 | Goldman Sachs Group Inc/The | 3.28% | 4.11% | 3.28% |
| 7 | Wells Fargo & Co | 3.06% | 3.78% | 3.06% |
| 8 | Citigroup Inc | 2.71% | 3.32% | 2.71% |
| 9 | Morgan Stanley | 2.68% | 3.40% | 2.68% |
| 10 | American Express Co | 2.11% | 2.57% | 2.11% |
| 11 | Blackrock Inc | 1.86% | 2.28% | 1.86% |
| 12 | Charles Schwab Corp/The | 1.83% | 2.27% | 1.83% |
Only in FNCL
284 total- Chubb Ltd 1.45%
- Progressive Corp/The 1.40%
- Marsh & McLennan Cos Inc 0.97%
- Travelers Cos Inc/The 0.81%
- Aon PLC 0.75%
- Aflac Inc 0.68%
- Allstate Corp/The 0.67%
- Arthur J Gallagher & Co 0.63%
- MetLife Inc 0.53%
- PayPal Holdings Inc 0.53%
Only in IYG
0 totalEvery IYG position is also held by FNCL.
Open FNCL or IYG at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.