ETF comparison
FNCL vs KRE
Both Financials.
Fidelity MSCI Financials Index ETF · State Street SPDR S&P Regional Banking ETF
Holdings overlap
136 positions appear in both funds. Buying equal dollars of FNCL and KRE would leave roughly 7.2% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 27 bps cheaper than KRE. On a $100,000 position that's about $266/yr more in fees for KRE.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs KRE.
Top shared holdings
136 shared in total| # | Holding | In FNCL | In KRE | Overlap |
|---|---|---|---|---|
| 1 | Truist Financial Corp | 0.71% | 1.27% | 0.71% |
| 2 | M&T Bank Corp | 0.41% | 1.34% | 0.41% |
| 3 | Huntington Bancshares Inc/OH | 0.38% | 1.33% | 0.38% |
| 4 | Citizens Financial Group Inc | 0.34% | 1.36% | 0.34% |
| 5 | Regions Financial Corp | 0.29% | 1.34% | 0.29% |
| 6 | East West Bancorp Inc | 0.20% | 1.27% | 0.20% |
| 7 | Pinnacle Financial Partners Inc | 0.17% | 1.37% | 0.17% |
| 8 | Webster Financial Corp | 0.14% | 1.34% | 0.14% |
| 9 | First Horizon Corp | 0.14% | 1.31% | 0.14% |
| 10 | Popular Inc | 0.13% | 1.33% | 0.13% |
| 11 | Wintrust Financial Corp | 0.12% | 1.31% | 0.12% |
| 12 | UMB Financial Corp | 0.12% | 1.37% | 0.12% |
Only in FNCL
247 total- JPMorgan Chase & Co 10.43%
- Berkshire Hathaway Inc 7.87%
- Visa Inc 6.81%
- Mastercard Inc 5.19%
- Bank of America Corp 4.65%
- Goldman Sachs Group Inc/The 3.32%
- Wells Fargo & Co 2.93%
- Morgan Stanley 2.76%
- Citigroup Inc 2.50%
- American Express Co 1.98%
Only in KRE
25 total- Central BanCo Inc 0.53%
- Stellar Bancorp Inc 0.38%
- Hingham Institution For Savings The 0.32%
- Carter Bankshares Inc 0.27%
- Home Bancorp Inc 0.23%
- Mechanics Bancorp 0.23%
- Southern First Bancshares Inc 0.23%
- Red River Bancshares Inc 0.20%
- Columbia Financial Inc 0.19%
- Mid Penn Bancorp Inc 0.17%
Related comparisons
More comparisons with FNCL
- FNCL vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- FNCL vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- FNCL vs VFH · Vanguard Financials Index Fund ETF Shares 93.1%
- FNCL vs XLF · State Street Financial Select Sector SPDR ETF 86.1%
- FNCL vs IYG · iShares U.S. Financial Services ETF 77.4%
- FNCL vs IXG · iShares Global Financials ETF 50.6%
More comparisons with KRE
- KRE vs IYG · iShares U.S. Financial Services ETF 5.3%
- KRE vs XLF · State Street Financial Select Sector SPDR ETF 2.5%
- KRE vs IXG · iShares Global Financials ETF 1.3%
- KRE vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- KRE vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- KRE vs KBE · State Street SPDR S&P Bank ETF 66.6%
Percentages are holdings overlap with the named fund.
Open FNCL or KRE at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.