ETF comparison
FNCL vs VFH
Both Financials.
Fidelity MSCI Financials Index ETF · Vanguard Financials Index Fund ETF Shares
Holdings overlap
366 positions appear in both funds. Buying equal dollars of FNCL and VFH would leave roughly 93.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 1 bps cheaper than VFH. On a $100,000 position that's about $6/yr more in fees for VFH.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs VFH.
Top shared holdings
366 shared in total| # | Holding | In FNCL | In VFH | Overlap |
|---|---|---|---|---|
| 1 | JPMorgan Chase & Co | 10.43% | 9.15% | 9.15% |
| 2 | Berkshire Hathaway Inc | 7.87% | 7.85% | 7.85% |
| 3 | Mastercard Inc | 5.19% | 5.03% | 5.03% |
| 4 | Bank of America Corp | 4.65% | 4.25% | 4.25% |
| 5 | Visa Inc | 6.81% | 4.17% | 4.17% |
| 6 | Goldman Sachs Group Inc/The | 3.32% | 3.51% | 3.32% |
| 7 | Wells Fargo & Co | 2.93% | 2.93% | 2.93% |
| 8 | Morgan Stanley | 2.76% | 2.97% | 2.76% |
| 9 | Citigroup Inc | 2.50% | 2.56% | 2.50% |
| 10 | American Express Co | 1.98% | 2.10% | 1.98% |
| 11 | Blackrock Inc | 1.78% | 1.86% | 1.78% |
| 12 | Charles Schwab Corp/The | 1.92% | 1.77% | 1.77% |
Only in FNCL
17 total- Chime Financial Inc 0.03%
- Freedom Holding Corp/NV 0.03%
- Columbia Financial Inc 0.03%
- Marqeta Inc 0.02%
- Enact Holdings Inc 0.01%
- Neptune Insurance Holdings Inc 0.01%
- TFS Financial Corp 0.01%
- Miami International Holdings Inc 0.01%
- Republic Bancorp Inc/KY 0.01%
- Figure Technology Solutions Inc 0.01%
Only in VFH
45 total- Janus Henderson Group PLC 0.08%
- Stellar Bancorp Inc 0.02%
- Marqeta Inc 0.02%
- ProAssurance Corp 0.01%
- Compass Diversified Holdings 0.01%
- HomeTrust Bancshares Inc 0.01%
- Alerus Financial Corp 0.01%
- Financial Institutions Inc 0.01%
- Mid Penn Bancorp Inc 0.01%
- Shore Bancshares Inc 0.01%
Related comparisons
More comparisons with FNCL
- FNCL vs XLF · State Street Financial Select Sector SPDR ETF 86.1%
- FNCL vs IYG · iShares U.S. Financial Services ETF 77.4%
- FNCL vs IXG · iShares Global Financials ETF 50.6%
- FNCL vs KBWB · Invesco KBW Bank ETF 32.9%
- FNCL vs KBE · State Street SPDR S&P Bank ETF 16.0%
- FNCL vs IAT · iShares U.S. Regional Banks ETF 7.4%
More comparisons with VFH
- VFH vs XLF · State Street Financial Select Sector SPDR ETF 82.0%
- VFH vs IYG · iShares U.S. Financial Services ETF 74.4%
- VFH vs IXG · iShares Global Financials ETF 50.6%
- VFH vs KBWB · Invesco KBW Bank ETF 32.9%
- VFH vs KBE · State Street SPDR S&P Bank ETF 16.2%
- VFH vs IAT · iShares U.S. Regional Banks ETF 7.3%
Percentages are holdings overlap with the named fund.
Open FNCL or VFH at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.