ETF comparison
FNCL vs KBWB
Both Financials.
Holdings overlap
24 positions appear in both funds. Buying equal dollars of FNCL and KBWB would leave roughly 32.9% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 27 bps cheaper than KBWB. On a $100,000 position that's about $266/yr more in fees for KBWB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs KBWB.
Top shared holdings
24 shared in total| # | Holding | In FNCL | In KBWB | Overlap |
|---|---|---|---|---|
| 1 | JPMorgan Chase & Co | 10.43% | 7.47% | 7.47% |
| 2 | Bank of America Corp | 4.65% | 7.76% | 4.65% |
| 3 | Goldman Sachs Group Inc/The | 3.32% | 8.94% | 3.32% |
| 4 | Wells Fargo & Co | 2.93% | 7.13% | 2.93% |
| 5 | Morgan Stanley | 2.76% | 9.36% | 2.76% |
| 6 | Citigroup Inc | 2.50% | 4.28% | 2.50% |
| 7 | Capital One Financial Corp | 1.38% | 3.60% | 1.38% |
| 8 | Bank of New York Mellon Corp/The | 1.19% | 4.39% | 1.19% |
| 9 | PNC Financial Services Group Inc/The | 1.11% | 3.90% | 1.11% |
| 10 | US Bancorp | 1.08% | 3.76% | 1.08% |
| 11 | Truist Financial Corp | 0.71% | 3.66% | 0.71% |
| 12 | State Street Corp | 0.57% | 4.53% | 0.57% |
Only in FNCL
359 total- Berkshire Hathaway Inc 7.87%
- Visa Inc 6.81%
- Mastercard Inc 5.19%
- American Express Co 1.98%
- Charles Schwab Corp/The 1.92%
- Blackrock Inc 1.78%
- S&P Global Inc 1.38%
- Progressive Corp/The 1.37%
- Chubb Ltd 1.36%
- CME Group Inc 1.07%
Only in KBWB
1 total- Invesco Government & Agency Portfolio 0.15%
Related comparisons
More comparisons with FNCL
- FNCL vs KBE · State Street SPDR S&P Bank ETF 16.0%
- FNCL vs IAT · iShares U.S. Regional Banks ETF 7.4%
- FNCL vs KRE · State Street SPDR S&P Regional Banking ETF 7.2%
- FNCL vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- FNCL vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- FNCL vs VFH · Vanguard Financials Index Fund ETF Shares 93.1%
More comparisons with KBWB
- KBWB vs VFH · Vanguard Financials Index Fund ETF Shares 32.9%
- KBWB vs IXG · iShares Global Financials ETF 20.3%
- KBWB vs KBE · State Street SPDR S&P Bank ETF 19.5%
- KBWB vs KRE · State Street SPDR S&P Regional Banking ETF 12.7%
- KBWB vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- KBWB vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
Percentages are holdings overlap with the named fund.
Open FNCL or KBWB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.