ETF comparison
SCHOvsSHY
Both US Treasury (Short).
Schwab Short-Term U.S. Treasury ETF · iShares 1-3 Year Treasury Bond ETF
Holdings overlap
85 positions appear in both funds. Buying equal dollars of SCHO and SHY would leave roughly81.4%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
SCHO is 12 bps cheaper than SHY. On a $100,000 position that's about $120/yr more in fees for SHY.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with SCHO vs SHY.
Top shared holdings
85 shared in total| # | Holding | In SCHO | In SHY | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 2.18% | 1.71% | 1.71% |
| 2 | United States Treasury | 1.39% | 1.52% | 1.39% |
| 3 | United States Treasury | 1.32% | 1.36% | 1.32% |
| 4 | United States Treasury | 1.26% | 1.29% | 1.26% |
| 5 | United States Treasury | 1.20% | 1.28% | 1.20% |
| 6 | United States Treasury | 1.20% | 1.35% | 1.20% |
| 7 | United States Treasury | 1.19% | 1.24% | 1.19% |
| 8 | United States Treasury | 1.16% | 1.34% | 1.16% |
| 9 | United States Treasury | 1.35% | 1.16% | 1.16% |
| 10 | United States Treasury | 1.15% | 1.96% | 1.15% |
| 11 | United States Treasury | 1.15% | 1.33% | 1.15% |
| 12 | United States Treasury | 1.15% | 1.16% | 1.15% |
Only in SCHO
12 total- United States Treasury1.37%
- United States Treasury1.36%
- United States Treasury1.34%
- United States Treasury1.13%
- United States Treasury0.92%
- United States Treasury0.75%
- State Street Institutional US Government Money Market Fund0.23%
- United States Treasury0.16%
- United States Treasury0.16%
- United States Treasury0.09%
Only in SHY
5 total- United States of America1.84%
- United States of America1.60%
- United States of America1.32%
- United States of America1.18%
- BlackRock Funds III0.20%
Open SCHO or SHY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.