ETF comparison
SCHZ vs VCSH
US Aggregate Bond vs US Corporate Bond.
Schwab U.S. Aggregate Bond ETF · Vanguard Short-Term Corporate Bond Index Fund ETF Shares
Holdings overlap
2,854 positions appear in both funds. Buying equal dollars of SCHZ and VCSH would leave roughly 8.7% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VCSH.
Top shared holdings
2,854 shared in total| # | Holding | In SCHZ | In VCSH | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 0.28% | 0.83% | 0.28% |
| 2 | T-MOBILE USA INC | 0.02% | 0.19% | 0.02% |
| 3 | United States Treasury | 0.22% | 0.02% | 0.02% |
| 4 | BANK OF AMERICA CORP | 0.02% | 0.23% | 0.02% |
| 5 | VERIZON COMMUNICATIONS | 0.02% | 0.12% | 0.02% |
| 6 | ABBVIE INC | 0.02% | 0.21% | 0.02% |
| 7 | AMAZON.COM INC | 0.02% | 0.15% | 0.02% |
| 8 | CVS HEALTH CORP | 0.01% | 0.20% | 0.01% |
| 9 | SALESFORCE INC | 0.01% | 0.06% | 0.01% |
| 10 | WELLS FARGO & COMPANY | 0.01% | 0.18% | 0.01% |
| 11 | GOLDMAN SACHS GROUP INC | 0.01% | 0.03% | 0.01% |
| 12 | CITIGROUP INC | 0.01% | 0.11% | 0.01% |
Only in SCHZ
9,472 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Only in VCSH
145 total- Comcast Corp 0.13%
- Broadcom Inc 0.11%
- Smurfit Kappa Treasury ULC 0.06%
- Williams Cos Inc/The 0.06%
- HSBC Holdings PLC 0.06%
- Zimmer Biomet Holdings Inc 0.06%
- John Deere Capital Corp 0.06%
- Commonwealth Bank of Australia/New York NY 0.05%
- Westpac Banking Corp 0.05%
- Golub Capital Private Credit Fund 0.05%
Related comparisons
More comparisons with SCHZ
- SCHZ vs IGLB · iShares 10+ Year Investment Grade Corporate Bond ETF 7.6%
- SCHZ vs SPLB · State Street SPDR Portfolio Long Term Corporate Bond ETF 7.2%
- SCHZ vs CGCP · Capital Group Core Plus Income ETF 7.2%
- SCHZ vs VCLT · Vanguard Long-Term Corporate Bond Index Fund ETF Shares 6.9%
- SCHZ vs MBB · iShares MBS ETF 6.8%
- SCHZ vs VCIT · Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares 6.7%
More comparisons with VCSH
- VCSH vs VCIT · Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares 1.0%
- VCSH vs GOVT · iShares U.S. Treasury Bond ETF 0.9%
- VCSH vs SCHI · Schwab 5-10 Year Corporate Bond ETF 0.8%
- VCSH vs IGIB · iShares 5-10 Year Investment Grade Corporate Bond ETF 0.5%
- VCSH vs SHY · iShares 1-3 Year Treasury Bond ETF 0.0%
- VCSH vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open SCHZ or VCSH at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.