ETF comparison
SCHZ vs VUSB
Both US Aggregate Bond.
Schwab U.S. Aggregate Bond ETF · Vanguard Ultra-Short Bond ETF
Holdings overlap
406 positions appear in both funds. Buying equal dollars of SCHZ and VUSB would leave roughly 1.8% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHZ is 7 bps cheaper than VUSB. On a $100,000 position that's about $70/yr more in fees for VUSB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VUSB.
Top shared holdings
406 shared in total| # | Holding | In SCHZ | In VUSB | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 0.24% | 0.67% | 0.24% |
| 2 | United States Treasury | 0.13% | 0.52% | 0.13% |
| 3 | BANK OF AMERICA CORP | 0.02% | 0.19% | 0.02% |
| 4 | GOLDMAN SACHS GROUP INC | 0.01% | 0.35% | 0.01% |
| 5 | AMGEN INC | 0.01% | 0.16% | 0.01% |
| 6 | GOLDMAN SACHS GROUP INC | 0.01% | 0.22% | 0.01% |
| 7 | BANK OF AMERICA CORP | 0.01% | 0.37% | 0.01% |
| 8 | WELLS FARGO & COMPANY | 0.01% | 0.08% | 0.01% |
| 9 | CIGNA GROUP/THE | 0.01% | 0.07% | 0.01% |
| 10 | KFW | 0.01% | 0.19% | 0.01% |
| 11 | WELLS FARGO & COMPANY | 0.01% | 0.03% | 0.01% |
| 12 | SALESFORCE INC | 0.01% | 0.19% | 0.01% |
Only in SCHZ
11,920 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Only in VUSB
875 total- United States Treasury Bill 4.19%
- Regions Bank/Birmingham AL 0.51%
- Charles Schwab Corp/The 0.49%
- Westlake Flooring Master Trust 0.44%
- DLLAD 2024-1 LLC 0.43%
- UBS Group AG 0.41%
- Bank of Montreal 0.40%
- Toyota Motor Credit Corp 0.37%
- RKTL 2026-2 0.37%
- PFS Financing Corp 0.36%
Related comparisons
More comparisons with SCHZ
- SCHZ vs JPST · JPMorgan Ultra-Short Income ETF 1.1%
- SCHZ vs VWOB · Vanguard Emerging Markets Government Bond Index Fund ETF Shares 1.0%
- SCHZ vs EMB · iShares J.P. Morgan USD Emerging Markets Bond ETF 0.9%
- SCHZ vs MUNI · PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund 0.8%
- SCHZ vs ICSH · iShares Ultra Short Duration Bond Active ETF 0.7%
- SCHZ vs PULS · PGIM Ultra Short Bond ETF 0.5%
More comparisons with VUSB
- VUSB vs BND · Vanguard Total Bond Market Index Fund ETF Shares 1.8%
- VUSB vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 1.8%
- VUSB vs IUSB · iShares Core Universal USD Bond ETF 1.7%
- VUSB vs AGGY · WisdomTree Yield Enhanced U.S. Aggregate Bond Fund 1.6%
- VUSB vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 1.2%
- VUSB vs FBND · Fidelity Total Bond ETF 0.9%
Percentages are holdings overlap with the named fund.
Open SCHZ or VUSB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.