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ETF comparison

VBIL vs VGSH

Both US Treasury (Short).

Vanguard 0-3 Month Treasury Bill ETF · Vanguard Short-Term Treasury Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of VBIL and VGSH would leave roughly 0.0% of each dollar exposed to the same underlying securities.

VBIL unmatched 99.9% Shared 0.0% VGSH unmatched 99.0%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In VBIL only
26 positions
Shared
0 positions
In VGSH only
91 positions

Side by side

VBIL

Vanguard 0-3 Month Treasury Bill ETF

Vanguard · US Treasury (Short)

87 composite / 100
Expense ratio
0.060%
Net assets
$12.73B
TTM yield
3.50%
Top-10 conc.
54.3%
VGSH

Vanguard Short-Term Treasury Index Fund ETF Shares

Vanguard · US Treasury (Short)

89 composite / 100
Expense ratio
0.030%
Net assets
$39.49B
whole fund, 3 share classes
TTM yield
3.77%
Top-10 conc.
13.9%

Sub-score comparison

94
Cost
97
59
Tax efficiency
58
100
Liquidity
100
N/A
Concentration
N/A
—
Tracking quality
—
VBIL sub-score VGSH

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

VGSH is 3 bps cheaper than VBIL. On a $100,000 position that's about $30/yr more in fees for VBIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VBIL vs VGSH.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in VBIL

26 total
  • United States Treasury Bill 6.78%
  • United States Treasury Bill 6.10%
  • United States Treasury Bill 5.61%
  • United States Treasury Bill 5.41%
  • United States Treasury Bill 5.18%
  • United States Treasury Bill 5.17%
  • United States Treasury Bill 5.15%
  • United States Treasury Bill 5.12%
  • United States Treasury Bill 5.02%
  • United States Treasury Bill 4.72%

Only in VGSH

91 total
  • United States Treasury Note/Bond 2.24%
  • United States Treasury Note/Bond 1.40%
  • United States Treasury Note/Bond 1.35%
  • United States Treasury Note/Bond 1.31%
  • United States Treasury Note/Bond 1.30%
  • United States Treasury Note/Bond 1.29%
  • United States Treasury Note/Bond 1.26%
  • United States Treasury Note/Bond 1.26%
  • United States Treasury Note/Bond 1.25%
  • United States Treasury Note/Bond 1.25%

Percentages are holdings overlap with the named fund.

Open VBIL or VGSH at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.