ETF comparison

BILvsVBIL

Both US Treasury (Short).

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · Vanguard 0-3 Month Treasury Bill ETF

Holdings overlap

Weighted by ISIN/CUSIP
54.3%

22 positions appear in both funds. Buying equal dollars of BIL and VBIL would leave roughly54.3%of each dollar exposed to the same underlying securities.

BIL only 45.4%Shared 54.3%VBIL only 45.6%
In BIL only
1 positions
Shared
22 positions
In VBIL only
4 positions

Side by side

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

State Street · US Treasury (Short)

72composite / 100
Expense ratio
0.14%
Net assets
$46.75B
TTM yield
3.72%
Top-10 conc.
74.4%
VBIL

Vanguard 0-3 Month Treasury Bill ETF

Vanguard · US Treasury (Short)

80composite / 100
Expense ratio
0.060%
Net assets
$11.41B
TTM yield
3.54%
Top-10 conc.
54.3%

Sub-score comparison

86
Cost
94
58
Tax efficiency
58
100
Liquidity
100
8
Concentration
37
Tracking quality
BILsub-scoreVBIL

Tracking quality isn't part of the composite — seewhat we don't scorefor why.

Cost difference

VBIL is 8 bps cheaper than BIL. On a $100,000 position that's about $75/yr more in fees for BIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with BIL vs VBIL.

Top shared holdings

22 shared in total
#HoldingIn BILIn VBILOverlap
1United States Treasury12.04%6.10%6.10%
2United States Treasury9.04%4.71%4.71%
3United States Treasury6.85%3.66%3.66%
4United States Treasury7.03%3.66%3.66%
5United States Treasury6.97%3.64%3.64%
6United States Treasury7.22%3.63%3.63%
7United States Treasury6.98%3.63%3.63%
8United States Treasury6.49%3.54%3.54%
9United States Treasury5.82%3.16%3.16%
10United States Treasury6.00%3.09%3.09%
11United States Treasury5.57%3.00%3.00%
12United States Treasury4.67%2.98%2.98%

Only in BIL

1 total
  • State Street Global Advisors0.13%

Only in VBIL

4 total
  • United States Treasury Bill5.41%
  • United States Treasury Bill5.17%
  • United States Treasury Bill5.15%
  • United States Treasury Bill5.02%

Open BIL or VBIL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.