ETF comparison
BIL vs VBIL
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · Vanguard 0-3 Month Treasury Bill ETF
Holdings overlap
22 positions appear in both funds. Buying equal dollars of BIL and VBIL would leave roughly 54.3% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VBIL is 8 bps cheaper than BIL. On a $100,000 position that's about $75/yr more in fees for BIL.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs VBIL.
Top shared holdings
22 shared in total| # | Holding | In BIL | In VBIL | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 12.04% | 6.10% | 6.10% |
| 2 | United States Treasury | 9.04% | 4.71% | 4.71% |
| 3 | United States Treasury | 6.85% | 3.66% | 3.66% |
| 4 | United States Treasury | 7.03% | 3.66% | 3.66% |
| 5 | United States Treasury | 6.97% | 3.64% | 3.64% |
| 6 | United States Treasury | 7.22% | 3.63% | 3.63% |
| 7 | United States Treasury | 6.98% | 3.63% | 3.63% |
| 8 | United States Treasury | 6.49% | 3.54% | 3.54% |
| 9 | United States Treasury | 5.82% | 3.16% | 3.16% |
| 10 | United States Treasury | 6.00% | 3.09% | 3.09% |
| 11 | United States Treasury | 5.57% | 3.00% | 3.00% |
| 12 | United States Treasury | 4.67% | 2.98% | 2.98% |
Only in BIL
0 totalEvery BIL position is also held by VBIL.
Only in VBIL
4 total- United States Treasury Bill 5.41%
- United States Treasury Bill 5.17%
- United States Treasury Bill 5.15%
- United States Treasury Bill 5.02%
Related comparisons
More comparisons with BIL
- BIL vs SHV · iShares 0–1 Year Treasury Bond ETF 31.7%
- BIL vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 23.1%
- BIL vs SGOV · iShares 0-3 Month Treasury Bond ETF 17.4%
- BIL vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 7.2%
- BIL vs AGG · iShares Core U.S. Aggregate Bond ETF 0.0%
- BIL vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
More comparisons with VBIL
- VBIL vs SGOV · iShares 0-3 Month Treasury Bond ETF 50.1%
- VBIL vs SHV · iShares 0–1 Year Treasury Bond ETF 45.1%
- VBIL vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 35.9%
- VBIL vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 3.6%
- VBIL vs AGG · iShares Core U.S. Aggregate Bond ETF 0.0%
- VBIL vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open BIL or VBIL at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.