ETF comparison
BIL vs GBIL
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · Goldman Sachs Access Treasury 0-1 Year ETF
Holdings overlap
17 positions appear in both funds. Buying equal dollars of BIL and GBIL would leave roughly 23.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
GBIL is 2 bps cheaper than BIL. On a $100,000 position that's about $15/yr more in fees for BIL.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs GBIL.
Top shared holdings
17 shared in total| # | Holding | In BIL | In GBIL | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 7.22% | 9.32% | 7.22% |
| 2 | United States Treasury | 6.00% | 3.40% | 3.40% |
| 3 | United States Treasury | 2.69% | 7.64% | 2.69% |
| 4 | United States Treasury | 5.57% | 1.59% | 1.59% |
| 5 | United States Treasury | 6.97% | 1.32% | 1.32% |
| 6 | United States Treasury | 7.03% | 1.25% | 1.25% |
| 7 | United States Treasury | 9.04% | 1.05% | 1.05% |
| 8 | United States Treasury | 5.82% | 0.99% | 0.99% |
| 9 | United States Treasury | 0.69% | 1.33% | 0.69% |
| 10 | United States Treasury | 0.68% | 3.50% | 0.68% |
| 11 | United States Treasury | 0.45% | 1.11% | 0.45% |
| 12 | United States Treasury | 6.49% | 0.44% | 0.44% |
Only in BIL
5 total- United States Treasury 12.04%
- United States Treasury 2.80%
- United States Treasury 2.43%
- United States Treasury 2.22%
- United States Treasury 2.22%
Only in GBIL
26 total- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.33%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.33%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 4.67%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.84%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.67%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.67%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.33%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 2.82%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 2.75%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 2.45%
Related comparisons
More comparisons with BIL
- BIL vs SGOV · iShares 0-3 Month Treasury Bond ETF 17.4%
- BIL vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 7.2%
- BIL vs AGG · iShares Core U.S. Aggregate Bond ETF 0.0%
- BIL vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
- BIL vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
- BIL vs GOVT · iShares U.S. Treasury Bond ETF 0.0%
More comparisons with GBIL
- GBIL vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 9.3%
- GBIL vs SHY · iShares 1-3 Year Treasury Bond ETF 1.4%
- GBIL vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 1.3%
- GBIL vs AGG · iShares Core U.S. Aggregate Bond ETF 0.2%
- GBIL vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
- GBIL vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open BIL or GBIL at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.