ETF comparison
BIL vs GBIL
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · Goldman Sachs Access Treasury 0-1 Year ETF
Holdings overlap
14 positions appear in both funds. Buying equal dollars of BIL and GBIL would leave roughly 22.1% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
GBIL is 2 bps cheaper than BIL. On a $100,000 position that's about $15/yr more in fees for BIL.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs GBIL.
Top shared holdings
14 shared in total| # | Holding | In BIL | In GBIL | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 6.93% | 5.56% | 5.56% |
| 2 | United States Treasury | 9.28% | 2.73% | 2.73% |
| 3 | United States Treasury | 2.39% | 4.86% | 2.39% |
| 4 | United States Treasury | 6.79% | 1.47% | 1.47% |
| 5 | United States Treasury | 6.78% | 1.47% | 1.47% |
| 6 | United States Treasury | 5.68% | 1.39% | 1.39% |
| 7 | United States Treasury | 5.30% | 1.39% | 1.39% |
| 8 | United States Treasury | 5.30% | 1.39% | 1.39% |
| 9 | United States Treasury | 10.33% | 1.21% | 1.21% |
| 10 | United States Treasury | 1.56% | 1.19% | 1.19% |
| 11 | United States Treasury | 0.70% | 1.48% | 0.70% |
| 12 | United States Treasury | 6.43% | 0.52% | 0.52% |
Only in BIL
7 total- United States Treasury 6.98%
- United States Treasury 6.28%
- United States Treasury 2.60%
- United States Treasury 2.54%
- United States Treasury 2.50%
- United States Treasury 2.31%
- State Street Global Advisors 0.03%
Only in GBIL
35 total- United States Treasury Bills 9.74%
- United States Treasury Bills 4.63%
- United States Treasury Notes 4.23%
- United States Treasury Bills 3.49%
- United States Treasury Bills 2.83%
- United States Treasury Notes 2.83%
- United States Treasury Notes 2.71%
- United States Treasury Notes 2.64%
- United States Treasury Notes 2.48%
- United States Treasury Notes 2.46%
Open BIL or GBIL at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.