ETF comparison
BIL vs SHV
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · iShares 0–1 Year Treasury Bond ETF
Holdings overlap
22 positions appear in both funds. Buying equal dollars of BIL and SHV would leave roughly 31.7% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
BIL is 2 bps cheaper than SHV. On a $100,000 position that's about $15/yr more in fees for SHV.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs SHV.
Top shared holdings
22 shared in total| # | Holding | In BIL | In SHV | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 6.00% | 4.95% | 4.95% |
| 2 | United States Treasury | 4.67% | 3.54% | 3.54% |
| 3 | United States Treasury | 6.97% | 3.01% | 3.01% |
| 4 | United States Treasury | 2.80% | 3.12% | 2.80% |
| 5 | United States Treasury | 5.82% | 2.77% | 2.77% |
| 6 | United States Treasury | 2.43% | 2.27% | 2.27% |
| 7 | United States Treasury | 2.22% | 3.34% | 2.22% |
| 8 | United States Treasury | 9.04% | 1.90% | 1.90% |
| 9 | United States Treasury | 6.98% | 1.70% | 1.70% |
| 10 | United States Treasury | 12.04% | 1.64% | 1.64% |
| 11 | United States Treasury | 6.85% | 0.83% | 0.83% |
| 12 | United States Treasury | 2.22% | 0.74% | 0.74% |
Only in BIL
0 totalEvery BIL position is also held by SHV.
Only in SHV
41 total- United States of America 4.49%
- United States of America 4.23%
- United States of America 4.10%
- United States of America 3.74%
- United States of America 3.30%
- United States of America 3.16%
- United States of America 2.87%
- United States of America 2.72%
- United States of America 2.64%
- United States of America 2.45%
Related comparisons
More comparisons with BIL
- BIL vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 23.1%
- BIL vs SGOV · iShares 0-3 Month Treasury Bond ETF 17.4%
- BIL vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 7.2%
- BIL vs AGG · iShares Core U.S. Aggregate Bond ETF 0.0%
- BIL vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
- BIL vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
More comparisons with SHV
- SHV vs SGOV · iShares 0-3 Month Treasury Bond ETF 31.2%
- SHV vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 1.9%
- SHV vs SHY · iShares 1-3 Year Treasury Bond ETF 1.0%
- SHV vs AGG · iShares Core U.S. Aggregate Bond ETF 0.4%
- SHV vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 0.2%
- SHV vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open BIL or SHV at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.