ETF comparison
BIL vs SHV
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · iShares 0–1 Year Treasury Bond ETF
Holdings overlap
20 positions appear in both funds. Buying equal dollars of BIL and SHV would leave roughly 16.3% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
BIL is 2 bps cheaper than SHV. On a $100,000 position that's about $15/yr more in fees for SHV.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs SHV.
Top shared holdings
20 shared in total| # | Holding | In BIL | In SHV | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 9.28% | 3.29% | 3.29% |
| 2 | United States Treasury | 5.68% | 3.08% | 3.08% |
| 3 | United States Treasury | 2.54% | 4.42% | 2.54% |
| 4 | United States Treasury | 6.79% | 1.20% | 1.20% |
| 5 | United States Treasury | 8.78% | 1.16% | 1.16% |
| 6 | United States Treasury | 1.56% | 0.86% | 0.86% |
| 7 | United States Treasury | 0.70% | 4.86% | 0.70% |
| 8 | United States Treasury | 2.39% | 0.41% | 0.41% |
| 9 | United States Treasury | 0.35% | 2.71% | 0.35% |
| 10 | United States Treasury | 5.30% | 0.31% | 0.31% |
| 11 | United States Treasury | 2.60% | 0.25% | 0.25% |
| 12 | United States Treasury | 5.30% | 0.25% | 0.25% |
Only in BIL
1 total- State Street Global Advisors 0.03%
Only in SHV
45 total- United States of America 4.49%
- United States of America 4.18%
- United States of America 4.07%
- United States of America 3.99%
- United States of America 3.51%
- United States of America 3.20%
- United States of America 3.16%
- United States of America 3.13%
- United States of America 3.06%
- United States of America 2.94%
Open BIL or SHV at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.