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ETF comparison

VCLT vs VTC

Both US Corporate Bond.

Vanguard Long-Term Corporate Bond Index Fund ETF Shares · Vanguard Total Corporate Bond ETF ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
22.1 %

1,455 positions appear in both funds. Buying equal dollars of VCLT and VTC would leave roughly 22.1% of each dollar exposed to the same underlying securities.

VCLT only 76.5% Shared 22.1% VTC only 76.9%
In VCLT only
1,117 positions
Shared
1,455 positions
In VTC only
3,378 positions

Side by side

VCLT

Vanguard Long-Term Corporate Bond Index Fund ETF Shares

Vanguard · US Corporate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.06B
TTM yield
5.65%
Top-10 conc.
3.4%
VTC

Vanguard Total Corporate Bond ETF ETF Shares

Vanguard · US Corporate Bond

81 composite / 100
Expense ratio
0.030%
Net assets
$1.76B
TTM yield
4.97%
Top-10 conc.
1.5%

Sub-score comparison

97
Cost
97
49
Tax efficiency
51
100
Liquidity
67
100
Concentration
100
—
Tracking quality
—
VCLT sub-score VTC

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VCLT vs VTC.

Top shared holdings

1,455 shared in total
# Holding In VCLT In VTC Overlap
1 Morgan Stanley 0.16% 0.10% 0.10%
2 Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.38% 0.10% 0.10%
3 Microsoft Corp 0.17% 0.10% 0.10%
4 Amgen Inc 0.19% 0.09% 0.09%
5 CVS Health Corp 0.33% 0.09% 0.09%
6 Meta Platforms Inc 0.16% 0.08% 0.08%
7 Goldman Sachs Group Inc/The 0.25% 0.08% 0.08%
8 AT&T Inc 0.24% 0.07% 0.07%
9 Amazon.com Inc 0.14% 0.07% 0.07%
10 Anheuser-Busch InBev Worldwide Inc 0.21% 0.07% 0.07%
11 JPMorgan Chase & Co 0.10% 0.07% 0.07%
12 Berkshire Hathaway Finance Corp 0.09% 0.07% 0.07%

Only in VCLT

1,117 total
  • United States Treasury Note/Bond 0.56%
  • Microsoft Corp 0.19%
  • Comcast Corp 0.16%
  • Goldman Sachs Group Inc/The 0.16%
  • Pfizer Investment Enterprises Pte Ltd 0.15%
  • Morgan Stanley 0.13%
  • BAT Capital Corp 0.13%
  • T-Mobile USA Inc 0.13%
  • Broadcom Inc 0.13%
  • Amazon.com Inc 0.13%

Only in VTC

3,378 total
  • Bank of America Corp 0.16%
  • Goldman Sachs Group Inc/The 0.14%
  • Wells Fargo & Co 0.14%
  • Goldman Sachs Group Inc/The 0.13%
  • Goldman Sachs Group Inc/The 0.13%
  • Wells Fargo & Co 0.12%
  • Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.11%
  • Burlington Resources LLC 0.10%
  • Meta Platforms Inc 0.10%
  • Colgate-Palmolive Co 0.10%

Open VCLT or VTC at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.