ETF comparison
BIL vs USFR
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · WisdomTree Floating Rate Treasury Fund
Holdings overlap
0 positions appear in both funds. Buying equal dollars of BIL and USFR would leave roughly 0.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
BIL is 2 bps cheaper than USFR. On a $100,000 position that's about $15/yr more in fees for USFR.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs USFR.
Top shared holdings
0 shared in totalNo shared holdings between these funds.
Only in BIL
22 total- United States Treasury 12.04%
- United States Treasury 9.04%
- United States Treasury 7.22%
- United States Treasury 7.03%
- United States Treasury 6.98%
- United States Treasury 6.97%
- United States Treasury 6.85%
- United States Treasury 6.49%
- United States Treasury 6.00%
- United States Treasury 5.82%
Only in USFR
4 total- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.95%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.93%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.91%
- UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 15.90%
Related comparisons
More comparisons with BIL
- BIL vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 0.0%
- BIL vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 0.0%
- BIL vs VTIP · Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares 0.0%
- BIL vs VBIL · Vanguard 0-3 Month Treasury Bill ETF 54.3%
- BIL vs SHV · iShares 0–1 Year Treasury Bond ETF 31.7%
- BIL vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 23.1%
More comparisons with USFR
- USFR vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
- USFR vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
- USFR vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 0.0%
- USFR vs GOVT · iShares U.S. Treasury Bond ETF 0.0%
- USFR vs SCHO · Schwab Short-Term U.S. Treasury ETF 0.0%
- USFR vs SCHP · Schwab U.S. TIPS ETF 0.0%
Percentages are holdings overlap with the named fund.
Open BIL or USFR at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.