ETF comparison
PYLD vs SCHZ
Both US Aggregate Bond.
PIMCO ETF Trust - PIMCO Multisector Bond Active Exchange-Traded Fund · Schwab U.S. Aggregate Bond ETF
Holdings overlap
254 positions appear in both funds. Buying equal dollars of PYLD and SCHZ would leave roughly 2.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHZ is 61 bps cheaper than PYLD. On a $100,000 position that's about $610/yr more in fees for PYLD.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with PYLD vs SCHZ.
Top shared holdings
254 shared in total| # | Holding | In PYLD | In SCHZ | Overlap |
|---|---|---|---|---|
| 1 | UMBS, TBA | 6.55% | 0.26% | 0.26% |
| 2 | UMBS, TBA | 1.42% | 0.19% | 0.19% |
| 3 | UMBS, TBA | 1.78% | 0.15% | 0.15% |
| 4 | United States Treasury | 1.20% | 0.14% | 0.14% |
| 5 | UMBS, TBA | 0.29% | 0.13% | 0.13% |
| 6 | United States Treasury | 0.60% | 0.09% | 0.09% |
| 7 | UMBS, TBA | 4.83% | 0.08% | 0.08% |
| 8 | Fannie Mae | 2.97% | 0.03% | 0.03% |
| 9 | T-MOBILE USA INC | 0.04% | 0.02% | 0.02% |
| 10 | Freddie Mac | 1.06% | 0.02% | 0.02% |
| 11 | Government National Mortgage Association | 0.09% | 0.01% | 0.01% |
| 12 | Government National Mortgage Association | 0.01% | 0.02% | 0.01% |
Only in PYLD
1,503 total- UMBS, TBA 7.01%
- REPUBLIC OF PERU 0.89%
- RD MICHIGAN PROP OWNER I 0.84%
- REPUBLIC OF SOUTH AFRICA 0.79%
- United States Treasury 0.70%
- United States Treasury 0.69%
- Freddie Mac 0.59%
- LETRA TESOURO NACIONAL 0.55%
- BEIGNET INVESTOR LLC 0.54%
- Diameter Capital CLO 0.52%
Only in SCHZ
12,072 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Related comparisons
More comparisons with PYLD
- PYLD vs PULS · PGIM Ultra Short Bond ETF 1.9%
- PYLD vs IUSB · iShares Core Universal USD Bond ETF 1.8%
- PYLD vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 1.8%
- PYLD vs SCHP · Schwab U.S. TIPS ETF 1.7%
- PYLD vs TIP · iShares TIPS Bond ETF 1.7%
- PYLD vs BIV · Vanguard Intermediate-Term Bond Index Fund ETF Shares 1.7%
More comparisons with SCHZ
- SCHZ vs VUSB · Vanguard Ultra-Short Bond ETF 1.8%
- SCHZ vs JPST · JPMorgan Ultra-Short Income ETF 1.1%
- SCHZ vs VWOB · Vanguard Emerging Markets Government Bond Index Fund ETF Shares 1.0%
- SCHZ vs EMB · iShares J.P. Morgan USD Emerging Markets Bond ETF 0.9%
- SCHZ vs MUNI · PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund 0.8%
- SCHZ vs ICSH · iShares Ultra Short Duration Bond Active ETF 0.7%
Percentages are holdings overlap with the named fund.
Open PYLD or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.