ETF comparison
SCHOvsVGSH
Both US Treasury (Short).
Schwab Short-Term U.S. Treasury ETF · Vanguard Short-Term Treasury Index Fund ETF Shares
Holdings overlap
86 positions appear in both funds. Buying equal dollars of SCHO and VGSH would leave roughly90.4%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with SCHO vs VGSH.
Top shared holdings
86 shared in total| # | Holding | In SCHO | In VGSH | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 2.18% | 2.24% | 2.18% |
| 2 | United States Treasury | 1.39% | 1.40% | 1.39% |
| 3 | United States Treasury | 1.34% | 1.35% | 1.34% |
| 4 | United States Treasury | 1.32% | 1.30% | 1.30% |
| 5 | United States Treasury | 1.26% | 1.31% | 1.26% |
| 6 | United States Treasury | 1.34% | 1.24% | 1.24% |
| 7 | United States Treasury | 1.35% | 1.22% | 1.22% |
| 8 | United States Treasury | 1.20% | 1.25% | 1.20% |
| 9 | United States Treasury | 1.20% | 1.25% | 1.20% |
| 10 | United States Treasury | 1.19% | 1.19% | 1.19% |
| 11 | United States Treasury | 1.35% | 1.17% | 1.17% |
| 12 | United States Treasury | 1.16% | 1.22% | 1.16% |
Only in SCHO
11 total- United States Treasury1.37%
- United States Treasury1.36%
- United States Treasury1.13%
- United States Treasury0.92%
- United States Treasury0.75%
- State Street Institutional US Government Money Market Fund0.23%
- United States Treasury0.16%
- United States Treasury0.16%
- United States Treasury0.09%
- United States Treasury0.09%
Only in VGSH
5 total- United States Treasury Note/Bond1.26%
- United States Treasury Note/Bond1.20%
- United States Treasury Note/Bond1.11%
- United States Treasury Note/Bond0.92%
- United States Treasury Note/Bond0.59%
Open SCHO or VGSH at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.