ETF comparison
SCHO vs VGSH
Both US Treasury (Short).
Schwab Short-Term U.S. Treasury ETF · Vanguard Short-Term Treasury Index Fund ETF Shares
Holdings overlap
86 positions appear in both funds. Buying equal dollars of SCHO and VGSH would leave roughly 90.4% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHO vs VGSH.
Top shared holdings
86 shared in total| # | Holding | In SCHO | In VGSH | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 2.18% | 2.24% | 2.18% |
| 2 | United States Treasury | 1.39% | 1.40% | 1.39% |
| 3 | United States Treasury | 1.34% | 1.35% | 1.34% |
| 4 | United States Treasury | 1.32% | 1.30% | 1.30% |
| 5 | United States Treasury | 1.26% | 1.31% | 1.26% |
| 6 | United States Treasury | 1.34% | 1.24% | 1.24% |
| 7 | United States Treasury | 1.35% | 1.22% | 1.22% |
| 8 | United States Treasury | 1.20% | 1.25% | 1.20% |
| 9 | United States Treasury | 1.20% | 1.25% | 1.20% |
| 10 | United States Treasury | 1.19% | 1.19% | 1.19% |
| 11 | United States Treasury | 1.35% | 1.17% | 1.17% |
| 12 | United States Treasury | 1.16% | 1.22% | 1.16% |
Only in SCHO
10 total- United States Treasury 1.37%
- United States Treasury 1.36%
- United States Treasury 1.13%
- United States Treasury 0.92%
- United States Treasury 0.75%
- United States Treasury 0.16%
- United States Treasury 0.16%
- United States Treasury 0.09%
- United States Treasury 0.09%
- United States Treasury 0.07%
Only in VGSH
5 total- United States Treasury Note/Bond 1.26%
- United States Treasury Note/Bond 1.20%
- United States Treasury Note/Bond 1.11%
- United States Treasury Note/Bond 0.92%
- United States Treasury Note/Bond 0.59%
Related comparisons
More comparisons with SCHO
- SCHO vs SHY · iShares 1-3 Year Treasury Bond ETF 81.4%
- SCHO vs GOVT · iShares U.S. Treasury Bond ETF 26.1%
- SCHO vs BND · Vanguard Total Bond Market Index Fund ETF Shares 17.2%
- SCHO vs SCHZ · Schwab U.S. Aggregate Bond ETF 16.3%
- SCHO vs AGG · iShares Core U.S. Aggregate Bond ETF 15.4%
- SCHO vs BIL · State Street SPDR Bloomberg 1-3 Month T-Bill ETF 0.0%
More comparisons with VGSH
- VGSH vs SHY · iShares 1-3 Year Treasury Bond ETF 87.7%
- VGSH vs SPTS · State Street SPDR Portfolio Short Term Treasury ETF 86.5%
- VGSH vs BSV · Vanguard Short-Term Bond Index Fund ETF Shares 39.2%
- VGSH vs GVI · iShares Intermediate Government/Credit Bond ETF 27.9%
- VGSH vs GOVT · iShares U.S. Treasury Bond ETF 23.4%
- VGSH vs BND · Vanguard Total Bond Market Index Fund ETF Shares 16.1%
Percentages are holdings overlap with the named fund.
Open SCHO or VGSH at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.