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ETF comparison

SCHO vs VGSH

Both US Treasury (Short).

Schwab Short-Term U.S. Treasury ETF · Vanguard Short-Term Treasury Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
89.7 %

86 positions appear in both funds. Buying equal dollars of SCHO and VGSH would leave roughly 89.7% of each dollar exposed to the same underlying securities.

SCHO only 9.6% Shared 89.7% VGSH only 9.4%
In SCHO only
11 positions
Shared
86 positions
In VGSH only
9 positions

Side by side

SCHO

Schwab Short-Term U.S. Treasury ETF

Schwab · US Treasury (Short)

89 composite / 100
Expense ratio
0.030%
Net assets
$12.95B
TTM yield
3.90%
Top-10 conc.
14.6%
VGSH

Vanguard Short-Term Treasury Index Fund ETF Shares

Vanguard · US Treasury (Short)

90 composite / 100
Expense ratio
0.030%
Net assets
$33.83B
TTM yield
3.85%
Top-10 conc.
13.8%

Sub-score comparison

97
Cost
97
58
Tax efficiency
58
100
Liquidity
100
93
Concentration
95
—
Tracking quality
—
SCHO sub-score VGSH

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHO vs VGSH.

Top shared holdings

86 shared in total
# Holding In SCHO In VGSH Overlap
1 United States Treasury 2.22% 2.22% 2.22%
2 United States Treasury 1.38% 1.35% 1.35%
3 United States Treasury 1.38% 1.24% 1.24%
4 United States Treasury 1.22% 1.27% 1.22%
5 United States Treasury 1.22% 1.28% 1.22%
6 United States Treasury 1.22% 1.18% 1.18%
7 United States Treasury 1.18% 1.21% 1.18%
8 United States Treasury 1.17% 1.20% 1.17%
9 United States Treasury 1.17% 1.26% 1.17%
10 United States Treasury 1.17% 1.28% 1.17%
11 United States Treasury 1.17% 1.27% 1.17%
12 United States Treasury 1.17% 1.24% 1.17%

Only in SCHO

11 total
  • United States Treasury 1.37%
  • United States Treasury 1.29%
  • United States Treasury 1.15%
  • United States Treasury 1.14%
  • United States Treasury 0.92%
  • State Street Institutional US Government Money Market Fund 0.21%
  • United States Treasury 0.16%
  • United States Treasury 0.16%
  • United States Treasury 0.10%
  • United States Treasury 0.09%

Only in VGSH

9 total
  • United States Treasury Note/Bond 1.23%
  • United States Treasury Note/Bond 1.22%
  • United States Treasury Note/Bond 0.96%
  • United States Treasury Note/Bond 0.95%
  • United States Treasury Note/Bond 0.34%
  • United States Treasury Note/Bond 0.00%
  • United States Treasury Note/Bond 0.00%
  • United States Treasury Note/Bond 0.00%
  • United States Treasury Note/Bond 0.00%

Open SCHO or VGSH at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.