ETF comparison

VCITvsVTC

Both US Corporate Bond.

Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares · Vanguard Total Corporate Bond ETF ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
25.8%

1,582 positions appear in both funds. Buying equal dollars of VCIT and VTC would leave roughly25.8%of each dollar exposed to the same underlying securities.

VCIT only 73.0%Shared 25.8%VTC only 73.0%
In VCIT only
720 positions
Shared
1,582 positions
In VTC only
3,757 positions

Side by side

VCIT

Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares

Vanguard · US Corporate Bond

89composite / 100
Expense ratio
0.030%
Net assets
$72.04B
TTM yield
4.99%
Top-10 conc.
2.7%
VTC

Vanguard Total Corporate Bond ETF ETF Shares

Vanguard · US Corporate Bond

81composite / 100
Expense ratio
0.030%
Net assets
$1.70B
TTM yield
5.11%
Top-10 conc.
1.5%

Sub-score comparison

97
Cost
97
51
Tax efficiency
50
100
Liquidity
67
100
Concentration
100
Tracking quality
VCITsub-scoreVTC

Tracking quality isn't part of the composite — seewhat we don't scorefor why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with VCIT vs VTC.

Top shared holdings

1,582 shared in total
#HoldingIn VCITIn VTCOverlap
1Goldman Sachs Group Inc/The0.18%0.14%0.14%
2Amazon.com Inc0.30%0.12%0.12%
3Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc0.27%0.10%0.10%
4Goldman Sachs Group Inc/The0.23%0.10%0.10%
5Meta Platforms Inc0.27%0.10%0.10%
6Oracle Corp0.27%0.10%0.10%
7Morgan Stanley0.19%0.08%0.08%
8Bank of America Corp0.21%0.08%0.08%
9Bank of America Corp0.11%0.07%0.07%
10Wells Fargo & Co0.17%0.07%0.07%
11JPMorgan Chase & Co0.23%0.07%0.07%
12Wells Fargo & Co0.13%0.07%0.07%

Only in VCIT

720 total
  • Citigroup Inc0.20%
  • United States Treasury Note/Bond0.18%
  • Bank of America Corp0.16%
  • US Bancorp0.13%
  • Citigroup Inc0.12%
  • Royal Bank of Canada0.12%
  • JPMorgan Chase & Co0.11%
  • Duke Energy Carolinas LLC0.10%
  • Hewlett Packard Enterprise Co0.10%
  • Johnson & Johnson0.10%

Only in VTC

3,757 total
  • Bank of America Corp0.20%
  • Bank of America Corp0.14%
  • Goldman Sachs Group Inc/The0.13%
  • Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc0.10%
  • Morgan Stanley0.09%
  • Wells Fargo & Co0.09%
  • T-Mobile USA Inc0.09%
  • Goldman Sachs Group Inc/The0.09%
  • Microsoft Corp0.09%
  • AbbVie Inc0.09%

Open VCIT or VTC at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.