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ETF comparison

VCIT vs VTC

Both US Corporate Bond.

Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares · Vanguard Total Corporate Bond ETF ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
26.2 %

1,464 positions appear in both funds. Buying equal dollars of VCIT and VTC would leave roughly 26.2% of each dollar exposed to the same underlying securities.

VCIT only 72.2% Shared 26.2% VTC only 72.8%
In VCIT only
826 positions
Shared
1,464 positions
In VTC only
3,369 positions

Side by side

VCIT

Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares

Vanguard · US Corporate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$69.44B
TTM yield
4.84%
Top-10 conc.
3.0%
VTC

Vanguard Total Corporate Bond ETF ETF Shares

Vanguard · US Corporate Bond

81 composite / 100
Expense ratio
0.030%
Net assets
$1.76B
TTM yield
4.97%
Top-10 conc.
1.5%

Sub-score comparison

97
Cost
97
51
Tax efficiency
51
100
Liquidity
67
100
Concentration
100
—
Tracking quality
—
VCIT sub-score VTC

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VCIT vs VTC.

Top shared holdings

1,464 shared in total
# Holding In VCIT In VTC Overlap
1 Goldman Sachs Group Inc/The 0.21% 0.13% 0.13%
2 Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.19% 0.11% 0.11%
3 Meta Platforms Inc 0.30% 0.10% 0.10%
4 Bank of America Corp 0.11% 0.09% 0.09%
5 Bank of America Corp 0.17% 0.08% 0.08%
6 Broadcom Inc 0.14% 0.08% 0.08%
7 Goldman Sachs Group Inc/The 0.15% 0.08% 0.08%
8 JPMorgan Chase & Co 0.22% 0.08% 0.08%
9 Wells Fargo & Co 0.18% 0.08% 0.08%
10 Citigroup Inc 0.13% 0.08% 0.08%
11 Citigroup Inc 0.09% 0.08% 0.08%
12 Goldman Sachs Group Inc/The 0.20% 0.08% 0.08%

Only in VCIT

826 total
  • Citigroup Inc 0.19%
  • Bank of America Corp 0.19%
  • US Bancorp 0.17%
  • Bank of America Corp 0.16%
  • Bank of America Corp 0.15%
  • Citigroup Inc 0.14%
  • Kinder Morgan Inc 0.11%
  • Morgan Stanley 0.11%
  • General Electric Co 0.11%
  • RTX Corp 0.10%

Only in VTC

3,369 total
  • Bank of America Corp 0.16%
  • Goldman Sachs Group Inc/The 0.14%
  • Wells Fargo & Co 0.14%
  • Goldman Sachs Group Inc/The 0.13%
  • Wells Fargo & Co 0.12%
  • Morgan Stanley 0.10%
  • Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.10%
  • Burlington Resources LLC 0.10%
  • Colgate-Palmolive Co 0.10%
  • Truist Bank 0.10%

Open VCIT or VTC at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.