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ETF comparison

BIV vs DFCF

Both US Aggregate Bond.

Vanguard Intermediate-Term Bond Index Fund ETF Shares · Dimensional Core Fixed Income ETF

Holdings overlap

Weighted by ISIN/CUSIP
20.9 %

586 positions appear in both funds. Buying equal dollars of BIV and DFCF would leave roughly 20.9% of each dollar exposed to the same underlying securities.

BIV unmatched 78.0% Shared 20.9% DFCF unmatched 100.9%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In BIV only
1,769 positions
Shared
586 positions
In DFCF only
1,184 positions

Side by side

BIV

Vanguard Intermediate-Term Bond Index Fund ETF Shares

Vanguard · US Aggregate Bond

87 composite / 100
Expense ratio
0.030%
Net assets
$50.44B
whole fund, 5 share classes
TTM yield
4.46%
Top-10 conc.
20.9%
DFCF

Dimensional Core Fixed Income ETF

Dimensional · US Aggregate Bond

78 composite / 100
Expense ratio
0.17%
Net assets
$11.41B
TTM yield
4.52%
Top-10 conc.
37.4%

Sub-score comparison

97
Cost
83
52
Tax efficiency
51
100
Liquidity
100
84
Concentration
61
—
Tracking quality
—
BIV sub-score DFCF

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

BIV is 14 bps cheaper than DFCF. On a $100,000 position that's about $140/yr more in fees for DFCF.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIV vs DFCF.

Top shared holdings

586 shared in total
# Holding In BIV In DFCF Overlap
1 United States Treasury Note/Bond 1.60% 0.91% 0.91%
2 United States Treasury Note/Bond 1.70% 0.89% 0.89%
3 United States Treasury Note/Bond 1.65% 0.87% 0.87%
4 United States Treasury Note/Bond 1.56% 0.76% 0.76%
5 United States Treasury Note/Bond 1.65% 0.75% 0.75%
6 United States Treasury Note/Bond 1.70% 0.72% 0.72%
7 United States Treasury Note/Bond 0.68% 1.00% 0.68%
8 United States Treasury Note/Bond 1.84% 0.65% 0.65%
9 United States Treasury Note/Bond 2.10% 0.65% 0.65%
10 United States Treasury Note/Bond 1.63% 0.61% 0.61%
11 United States Treasury Note/Bond 0.71% 0.55% 0.55%
12 United States Treasury Note/Bond 0.80% 0.54% 0.54%

Only in BIV

1,769 total
  • United States Treasury Note/Bond 2.14%
  • United States Treasury Note/Bond 2.13%
  • United States Treasury Note/Bond 2.08%
  • United States Treasury Note/Bond 2.08%
  • United States Treasury Note/Bond 2.04%
  • United States Treasury Note/Bond 2.02%
  • United States Treasury Note/Bond 1.08%
  • United States Treasury Note/Bond 1.07%
  • United States Treasury Note/Bond 0.79%
  • United States Treasury Note/Bond 0.79%

Only in DFCF

1,184 total
  • Federal National Mortgage Association 6.19%
  • Federal National Mortgage Association 5.34%
  • United States of America 4.70%
  • Federal National Mortgage Association 4.10%
  • United States of America 3.07%
  • Government National Mortgage Association 2 3.00%
  • United States of America 2.94%
  • United States of America 2.93%
  • Federal National Mortgage Association 2.85%
  • United States of America 2.25%

Percentages are holdings overlap with the named fund.

Open BIV or DFCF at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.