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ETF comparison

BIV vs DFCF

Both US Aggregate Bond.

Vanguard Intermediate-Term Bond Index Fund · Dimensional Core Fixed Income ETF

Holdings overlap

Weighted by ISIN/CUSIP
19.9 %

552 positions appear in both funds. Buying equal dollars of BIV and DFCF would leave roughly 19.9% of each dollar exposed to the same underlying securities.

BIV only 78.9% Shared 19.9% DFCF only 103.0%
In BIV only
1,788 positions
Shared
552 positions
In DFCF only
1,155 positions

Side by side

BIV

Vanguard Intermediate-Term Bond Index Fund

Vanguard · US Aggregate Bond

87 composite / 100
Expense ratio
0.030%
Net assets
$52.51B
TTM yield
4.25%
Top-10 conc.
21.0%
DFCF

Dimensional Core Fixed Income ETF

Dimensional · US Aggregate Bond

78 composite / 100
Expense ratio
0.17%
Net assets
$10.87B
TTM yield
4.36%
Top-10 conc.
36.8%

Sub-score comparison

97
Cost
83
52
Tax efficiency
52
100
Liquidity
100
84
Concentration
62
—
Tracking quality
—
BIV sub-score DFCF

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

BIV is 14 bps cheaper than DFCF. On a $100,000 position that's about $140/yr more in fees for DFCF.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIV vs DFCF.

Top shared holdings

552 shared in total
# Holding In BIV In DFCF Overlap
1 United States Treasury Note/Bond 1.61% 1.01% 1.01%
2 United States Treasury Note/Bond 1.72% 0.97% 0.97%
3 United States Treasury Note/Bond 1.56% 0.84% 0.84%
4 United States Treasury Note/Bond 1.64% 0.84% 0.84%
5 United States Treasury Note/Bond 1.75% 0.80% 0.80%
6 United States Treasury Note/Bond 1.68% 0.77% 0.77%
7 United States Treasury Note/Bond 1.88% 0.73% 0.73%
8 United States Treasury Note/Bond 2.20% 0.73% 0.73%
9 United States Treasury Note/Bond 2.19% 0.72% 0.72%
10 United States Treasury Note/Bond 1.67% 0.63% 0.63%
11 United States Treasury Note/Bond 0.62% 0.62% 0.62%
12 United States Treasury Note/Bond 0.85% 0.60% 0.60%

Only in BIV

1,788 total
  • United States Treasury Note/Bond 2.29%
  • United States Treasury Note/Bond 2.18%
  • United States Treasury Note/Bond 2.06%
  • United States Treasury Note/Bond 2.06%
  • United States Treasury Note/Bond 2.03%
  • United States Treasury Note/Bond 2.02%
  • United States Treasury Note/Bond 1.15%
  • United States Treasury Note/Bond 0.92%
  • United States Treasury Note/Bond 0.85%
  • United States Treasury Note/Bond 0.84%

Only in DFCF

1,155 total
  • Federal National Mortgage Association 6.06%
  • Federal National Mortgage Association 5.55%
  • Federal National Mortgage Association 4.66%
  • United States of America 3.48%
  • United States of America 3.32%
  • United States of America 2.94%
  • United States of America 2.89%
  • United States of America 2.72%
  • Federal National Mortgage Association 2.70%
  • United States of America 2.48%

Open BIV or DFCF at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.