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ETF comparison

FDIS vs XHB

Both Consumer Discretionary.

Fidelity MSCI Consumer Discretionary Index ETF · State Street SPDR S&P Homebuilders ETF

Holdings overlap

Weighted by ISIN/CUSIP
8.9 %

21 positions appear in both funds. Buying equal dollars of FDIS and XHB would leave roughly 8.9% of each dollar exposed to the same underlying securities.

FDIS unmatched 90.7% Shared 8.9% XHB unmatched 91.0%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In FDIS only
224 positions
Shared
21 positions
In XHB only
14 positions

Side by side

FDIS

Fidelity MSCI Consumer Discretionary Index ETF

Fidelity · Consumer Discretionary

75 composite / 100
Expense ratio
0.084%
Net assets
$1.63B
TTM yield
0.79%
Top-10 conc.
54.8%
XHB

State Street SPDR S&P Homebuilders ETF

State Street · Consumer Discretionary

68 composite / 100
Expense ratio
0.35%
Net assets
$1.43B
TTM yield
1.19%
Top-10 conc.
35.6%

Sub-score comparison

92
Cost
65
84
Tax efficiency
83
66
Liquidity
63
36
Concentration
63
—
Tracking quality
—
FDIS sub-score XHB

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

FDIS is 27 bps cheaper than XHB. On a $100,000 position that's about $266/yr more in fees for XHB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FDIS vs XHB.

Top shared holdings

21 shared in total
# Holding In FDIS In XHB Overlap
1 Home Depot Inc/The 4.92% 3.28% 3.28%
2 Lowe's Cos Inc 1.76% 3.02% 1.76%
3 DR Horton Inc 0.61% 3.29% 0.61%
4 Williams-Sonoma Inc 0.48% 3.34% 0.48%
5 PulteGroup Inc 0.43% 3.43% 0.43%
6 Lennar Corp 0.31% 2.99% 0.31%
7 NVR Inc 0.31% 3.20% 0.31%
8 Toll Brothers Inc 0.28% 3.52% 0.28%
9 Somnigroup International Inc 0.26% 3.40% 0.26%
10 Installed Building Products Inc 0.15% 3.48% 0.15%
11 Meritage Homes Corp 0.14% 3.52% 0.14%
12 Champion Homes Inc 0.14% 3.33% 0.14%

Only in FDIS

224 total
  • Amazon.com Inc 22.83%
  • Tesla Inc 12.99%
  • McDonald's Corp 2.89%
  • TJX Cos Inc/The 2.63%
  • Booking Holdings Inc 2.35%
  • Starbucks Corp 1.82%
  • MercadoLibre Inc 1.32%
  • Marriott International Inc/MD 1.31%
  • General Motors Co 1.28%
  • Royal Caribbean Cruises Ltd 1.28%

Only in XHB

14 total
  • Owens Corning 4.10%
  • Advanced Drainage Systems Inc 3.59%
  • Builders FirstSource Inc 3.56%
  • Masco Corp 3.40%
  • Lennox International Inc 3.37%
  • Carlisle Cos Inc 3.28%
  • Trane Technologies PLC 3.24%
  • Allegion plc 3.22%
  • Carrier Global Corp 3.20%
  • Johnson Controls International plc 3.11%

Percentages are holdings overlap with the named fund.

Open FDIS or XHB at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.