ETF comparison
XHB vs XLY
Both Consumer Discretionary.
State Street SPDR S&P Homebuilders ETF · State Street Consumer Discretionary Select Sector SPDR ETF
Holdings overlap
7 positions appear in both funds. Buying equal dollars of XHB and XLY would leave roughly 9.6% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
State Street Consumer Discretionary Select Sector SPDR ETF
State Street · Consumer Discretionary
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
XLY is 27 bps cheaper than XHB. On a $100,000 position that's about $270/yr more in fees for XHB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with XHB vs XLY.
Top shared holdings
7 shared in total| # | Holding | In XHB | In XLY | Overlap |
|---|---|---|---|---|
| 1 | Home Depot Inc/The | 3.28% | 5.83% | 3.28% |
| 2 | Lowe's Cos Inc | 3.02% | 3.07% | 3.02% |
| 3 | DR Horton Inc | 3.29% | 1.07% | 1.07% |
| 4 | Williams-Sonoma Inc | 3.34% | 0.68% | 0.68% |
| 5 | PulteGroup Inc | 3.43% | 0.65% | 0.65% |
| 6 | Lennar Corp | 2.99% | 0.48% | 0.48% |
| 7 | NVR Inc | 3.20% | 0.46% | 0.46% |
Only in XHB
28 total- Owens Corning 4.10%
- Advanced Drainage Systems Inc 3.59%
- KB Home 3.56%
- Builders FirstSource Inc 3.56%
- Meritage Homes Corp 3.52%
- Toll Brothers Inc 3.52%
- Installed Building Products Inc 3.48%
- Masco Corp 3.40%
- Somnigroup International Inc 3.40%
- Lennox International Inc 3.37%
Only in XLY
40 total- Amazon.com Inc 22.22%
- Tesla Inc 19.64%
- McDonald's Corp 4.15%
- TJX Cos Inc/The 3.92%
- Booking Holdings Inc 3.44%
- Starbucks Corp 2.90%
- Marriott International Inc/MD 2.02%
- Royal Caribbean Cruises Ltd 1.97%
- O'Reilly Automotive Inc 1.90%
- Hilton Worldwide Holdings Inc 1.87%
Related comparisons
More comparisons with XHB
- XHB vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 8.9%
- XHB vs VCR · Vanguard Consumer Discretionary Index Fund ETF Shares 8.8%
- XHB vs IYC · iShares US Consumer Discretionary ETF 7.6%
- XHB vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- XHB vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- XHB vs ITB · iShares U.S. Home Construction ETF 51.7%
More comparisons with XLY
- XLY vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- XLY vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- XLY vs VCR · Vanguard Consumer Discretionary Index Fund ETF Shares 77.2%
- XLY vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 75.4%
- XLY vs IYC · iShares US Consumer Discretionary ETF 61.3%
- XLY vs ITB · iShares U.S. Home Construction ETF 10.2%
Percentages are holdings overlap with the named fund.
Open XHB or XLY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.