ETF comparison
XHBvsXLY
Both Consumer Discretionary.
State Street SPDR S&P Homebuilders ETF · State Street Consumer Discretionary Select Sector SPDR ETF
Holdings overlap
8 positions appear in both funds. Buying equal dollars of XHB and XLY would leave roughly9.6%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
XLY is 27 bps cheaper than XHB. On a $100,000 position that's about $270/yr more in fees for XHB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with XHB vs XLY.
Top shared holdings
8 shared in total| # | Holding | In XHB | In XLY | Overlap |
|---|---|---|---|---|
| 1 | Home Depot Inc/The | 3.28% | 5.83% | 3.28% |
| 2 | Lowe's Cos Inc | 3.02% | 3.07% | 3.02% |
| 3 | DR Horton Inc | 3.29% | 1.07% | 1.07% |
| 4 | Williams-Sonoma Inc | 3.34% | 0.68% | 0.68% |
| 5 | PulteGroup Inc | 3.43% | 0.65% | 0.65% |
| 6 | Lennar Corp | 2.99% | 0.48% | 0.48% |
| 7 | NVR Inc | 3.20% | 0.46% | 0.46% |
| 8 | State Street Global Advisors | 0.00% | 0.00% | 0.00% |
Only in XHB
28 total- Owens Corning4.10%
- Advanced Drainage Systems Inc3.59%
- KB Home3.56%
- Builders FirstSource Inc3.56%
- Meritage Homes Corp3.52%
- Toll Brothers Inc3.52%
- Installed Building Products Inc3.48%
- Masco Corp3.40%
- Somnigroup International Inc3.40%
- Lennox International Inc3.37%
Only in XLY
40 total- Amazon.com Inc22.22%
- Tesla Inc19.64%
- McDonald's Corp4.15%
- TJX Cos Inc/The3.92%
- Booking Holdings Inc3.44%
- Starbucks Corp2.90%
- Marriott International Inc/MD2.02%
- Royal Caribbean Cruises Ltd1.97%
- O'Reilly Automotive Inc1.90%
- Hilton Worldwide Holdings Inc1.87%
Open XHB or XLY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.