ETF comparison
VCR vs XLY
Both Consumer Discretionary.
Vanguard Consumer Discretionary Index Fund ETF Shares · State Street Consumer Discretionary Select Sector SPDR ETF
Holdings overlap
47 positions appear in both funds. Buying equal dollars of VCR and XLY would leave roughly 77.2% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
State Street Consumer Discretionary Select Sector SPDR ETF
State Street · Consumer Discretionary
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
XLY is 1 bps cheaper than VCR. On a $100,000 position that's about $10/yr more in fees for VCR.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VCR vs XLY.
Top shared holdings
47 shared in total| # | Holding | In VCR | In XLY | Overlap |
|---|---|---|---|---|
| 1 | Amazon.com Inc | 24.41% | 22.22% | 22.22% |
| 2 | Tesla Inc | 17.72% | 19.64% | 17.72% |
| 3 | Home Depot Inc/The | 4.57% | 5.83% | 4.57% |
| 4 | McDonald's Corp | 2.90% | 4.15% | 2.90% |
| 5 | TJX Cos Inc/The | 2.52% | 3.92% | 2.52% |
| 6 | Booking Holdings Inc | 1.98% | 3.44% | 1.98% |
| 7 | Lowe's Cos Inc | 1.77% | 3.07% | 1.77% |
| 8 | Starbucks Corp | 1.67% | 2.90% | 1.67% |
| 9 | Marriott International Inc/MD | 1.28% | 2.02% | 1.28% |
| 10 | General Motors Co | 1.17% | 1.73% | 1.17% |
| 11 | Hilton Worldwide Holdings Inc | 1.14% | 1.87% | 1.14% |
| 12 | Ross Stores Inc | 1.13% | 1.71% | 1.13% |
Only in VCR
236 total- MercadoLibre Inc 1.16%
- Burlington Stores Inc 0.34%
- BorgWarner Inc 0.29%
- Flutter Entertainment PLC 0.28%
- Dick's Sporting Goods Inc 0.27%
- Aramark 0.26%
- Tempur Sealy International Inc 0.25%
- Toll Brothers Inc 0.24%
- Rivian Automotive Inc 0.24%
- Texas Roadhouse Inc 0.23%
Only in XLY
0 totalEvery XLY position is also held by VCR.
Related comparisons
More comparisons with VCR
- VCR vs IYC · iShares US Consumer Discretionary ETF 64.5%
- VCR vs ITB · iShares U.S. Home Construction ETF 9.7%
- VCR vs XHB · State Street SPDR S&P Homebuilders ETF 8.8%
- VCR vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- VCR vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- VCR vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 92.0%
More comparisons with XLY
- XLY vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 75.4%
- XLY vs IYC · iShares US Consumer Discretionary ETF 61.3%
- XLY vs ITB · iShares U.S. Home Construction ETF 10.2%
- XLY vs XHB · State Street SPDR S&P Homebuilders ETF 9.6%
- XLY vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- XLY vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
Percentages are holdings overlap with the named fund.
Open VCR or XLY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.