ETF comparison
FDIS vs XLY
Both Consumer Discretionary.
Fidelity MSCI Consumer Discretionary Index ETF · State Street Consumer Discretionary Select Sector SPDR ETF
Holdings overlap
48 positions appear in both funds. Buying equal dollars of FDIS and XLY would leave roughly 76.9% of each dollar exposed to the same underlying securities.
Side by side
State Street Consumer Discretionary Select Sector SPDR ETF
State Street · Consumer Discretionary
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.084% vs 0.080%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FDIS vs XLY.
Top shared holdings
48 shared in total| # | Holding | In FDIS | In XLY | Overlap |
|---|---|---|---|---|
| 1 | Amazon.com Inc | 28.80% | 23.53% | 23.53% |
| 2 | Tesla Inc | 15.51% | 18.97% | 15.51% |
| 3 | Home Depot Inc/The | 4.44% | 5.94% | 4.44% |
| 4 | McDonald's Corp | 3.09% | 4.49% | 3.09% |
| 5 | TJX Cos Inc/The | 2.59% | 4.41% | 2.59% |
| 6 | Booking Holdings Inc | 2.03% | 3.38% | 2.03% |
| 7 | Lowe's Cos Inc | 1.99% | 3.30% | 1.99% |
| 8 | Starbucks Corp | 1.78% | 2.54% | 1.78% |
| 9 | O'Reilly Automotive Inc | 1.28% | 1.93% | 1.28% |
| 10 | Marriott International Inc/MD | 1.25% | 1.79% | 1.25% |
| 11 | Hilton Worldwide Holdings Inc | 1.15% | 1.74% | 1.15% |
| 12 | Ross Stores Inc | 1.13% | 1.74% | 1.13% |
Only in FDIS
201 total- MercadoLibre Inc 1.22%
- Burlington Stores Inc 0.33%
- Flutter Entertainment PLC 0.29%
- Dick's Sporting Goods Inc 0.26%
- Somnigroup International Inc 0.25%
- Five Below Inc 0.23%
- Toll Brothers Inc 0.23%
- Rivian Automotive Inc 0.23%
- Aramark 0.22%
- TopBuild Corp 0.21%
Only in XLY
1 total- State Street Global Advisors 0.08%
Open FDIS or XLY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.