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ETF comparison

FHLC vs XBI

Both Healthcare.

Fidelity MSCI Health Care Index ETF · State Street SPDR S&P Biotech ETF

Holdings overlap

Weighted by ISIN/CUSIP
12.6 %

117 positions appear in both funds. Buying equal dollars of FHLC and XBI would leave roughly 12.6% of each dollar exposed to the same underlying securities.

FHLC unmatched 87.1% Shared 12.6% XBI unmatched 87.3%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In FHLC only
217 positions
Shared
117 positions
In XBI only
39 positions

Side by side

FHLC

Fidelity MSCI Health Care Index ETF

Fidelity · Healthcare

79 composite / 100
Expense ratio
0.084%
Net assets
$3.54B
TTM yield
1.18%
Top-10 conc.
51.9%
XBI

State Street SPDR S&P Biotech ETF

State Street · Healthcare

82 composite / 100
Expense ratio
0.35%
Net assets
$10.36B
TTM yield
0.36%
Top-10 conc.
13.3%

Sub-score comparison

92
Cost
65
83
Tax efficiency
85
80
Liquidity
100
40
Concentration
95
—
Tracking quality
—
FHLC sub-score XBI

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

FHLC is 27 bps cheaper than XBI. On a $100,000 position that's about $266/yr more in fees for XBI.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FHLC vs XBI.

Top shared holdings

117 shared in total
# Holding In FHLC In XBI Overlap
1 Vertex Pharmaceuticals Inc 1.76% 1.06% 1.06%
2 AbbVie Inc 6.42% 1.04% 1.04%
3 Amgen Inc 3.00% 0.99% 0.99%
4 Gilead Sciences Inc 2.34% 0.96% 0.96%
5 Regeneron Pharmaceuticals Inc 1.15% 0.96% 0.96%
6 Natera Inc 0.52% 1.16% 0.52%
7 Revolution Medicines Inc 0.44% 1.20% 0.44%
8 Biogen Inc 0.43% 1.03% 0.43%
9 Alnylam Pharmaceuticals Inc 0.39% 0.96% 0.39%
10 Insmed Inc 0.30% 1.08% 0.30%
11 United Therapeutics Corp 0.30% 0.92% 0.30%
12 Incyte Corp 0.29% 1.00% 0.29%

Only in FHLC

217 total
  • Eli Lilly & Co 13.35%
  • Johnson & Johnson 8.93%
  • UnitedHealth Group Inc 5.44%
  • Merck & Co Inc 4.66%
  • Thermo Fisher Scientific Inc 3.09%
  • Abbott Laboratories 2.66%
  • Pfizer Inc 2.06%
  • Bristol-Myers Squibb Co 1.93%
  • CVS Health Corp 1.92%
  • Intuitive Surgical Inc 1.82%

Only in XBI

39 total
  • Summit Therapeutics Inc 1.01%
  • Nuvalent Inc 0.93%
  • Catalyst Pharmaceuticals Inc 0.87%
  • Absci Corp 0.56%
  • Hyperliquid Strategies Inc 0.46%
  • Avalo Therapeutics Inc 0.35%
  • Vor BioPharma Inc 0.30%
  • Replimune Group Inc 0.28%
  • Solid Biosciences Inc 0.24%
  • Rigel Pharmaceuticals Inc 0.24%

Percentages are holdings overlap with the named fund.

Open FHLC or XBI at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.