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ETF comparison

SCHO vs SPTS

Both US Treasury (Short).

Schwab Short-Term U.S. Treasury ETF · State Street SPDR Portfolio Short Term Treasury ETF

Holdings overlap

Weighted by ISIN/CUSIP
91.4 %

92 positions appear in both funds. Buying equal dollars of SCHO and SPTS would leave roughly 91.4% of each dollar exposed to the same underlying securities.

SCHO unmatched 7.7% Shared 91.4% SPTS unmatched 7.7%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHO only
4 positions
Shared
92 positions
In SPTS only
4 positions

Side by side

SCHO

Schwab Short-Term U.S. Treasury ETF

Schwab · US Treasury (Short)

89 composite / 100
Expense ratio
0.030%
Net assets
$15.28B
TTM yield
3.83%
Top-10 conc.
14.4%
SPTS

State Street SPDR Portfolio Short Term Treasury ETF

State Street · US Treasury (Short)

87 composite / 100
Expense ratio
0.030%
Net assets
$7.19B
TTM yield
3.87%
Top-10 conc.
14.0%

Sub-score comparison

97
Cost
97
58
Tax efficiency
58
100
Liquidity
94
N/A
Concentration
N/A
—
Tracking quality
—
SCHO sub-score SPTS

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHO vs SPTS.

Top shared holdings

92 shared in total
# Holding In SCHO In SPTS Overlap
1 United States Treasury 2.18% 1.82% 1.82%
2 United States Treasury 1.39% 1.42% 1.39%
3 United States Treasury 1.37% 1.37% 1.37%
4 United States Treasury 1.34% 1.37% 1.34%
5 United States Treasury 1.34% 1.37% 1.34%
6 United States Treasury 1.34% 1.36% 1.34%
7 United States Treasury 1.32% 1.30% 1.30%
8 United States Treasury 1.35% 1.27% 1.27%
9 United States Treasury 1.26% 1.29% 1.26%
10 United States Treasury 1.20% 1.25% 1.20%
11 United States Treasury 1.19% 1.29% 1.19%
12 United States Treasury 1.20% 1.17% 1.17%

Only in SCHO

4 total
  • United States Treasury 1.35%
  • United States Treasury 1.15%
  • United States Treasury 0.91%
  • United States Treasury 0.69%

Only in SPTS

4 total
  • United States Treasury 1.36%
  • United States Treasury 1.10%
  • United States Treasury 0.76%
  • United States Treasury 0.74%

Percentages are holdings overlap with the named fund.

Open SCHO or SPTS at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.