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ETF comparison

USFR vs VBIL

Both US Treasury (Short).

WisdomTree Floating Rate Treasury Fund · Vanguard 0-3 Month Treasury Bill ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of USFR and VBIL would leave roughly 0.0% of each dollar exposed to the same underlying securities.

USFR unmatched 99.7% Shared 0.0% VBIL unmatched 99.9%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In USFR only
4 positions
Shared
0 positions
In VBIL only
26 positions

Side by side

USFR

WisdomTree Floating Rate Treasury Fund

WisdomTree · US Treasury (Short)

83 composite / 100
Expense ratio
0.15%
Net assets
$19.78B
TTM yield
3.72%
Top-10 conc.
99.7%
VBIL

Vanguard 0-3 Month Treasury Bill ETF

Vanguard · US Treasury (Short)

87 composite / 100
Expense ratio
0.060%
Net assets
$12.73B
TTM yield
3.50%
Top-10 conc.
54.3%

Sub-score comparison

85
Cost
94
58
Tax efficiency
59
100
Liquidity
100
N/A
Concentration
N/A
—
Tracking quality
—
USFR sub-score VBIL

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

VBIL is 9 bps cheaper than USFR. On a $100,000 position that's about $90/yr more in fees for USFR.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with USFR vs VBIL.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in USFR

4 total
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.95%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.93%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.91%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 15.90%

Only in VBIL

26 total
  • United States Treasury Bill 6.78%
  • United States Treasury Bill 6.10%
  • United States Treasury Bill 5.61%
  • United States Treasury Bill 5.41%
  • United States Treasury Bill 5.18%
  • United States Treasury Bill 5.17%
  • United States Treasury Bill 5.15%
  • United States Treasury Bill 5.12%
  • United States Treasury Bill 5.02%
  • United States Treasury Bill 4.72%

Percentages are holdings overlap with the named fund.

Open USFR or VBIL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.